US Mortgage - Foreclosure (SPE / SME / TL)

Job Description

About the client :

A Fortune 500 global leader in technology services and digital business solutions, this company delivers comprehensive Business Process Services (BPS) and IT-enabled solutions. With a worldwide presence, it serves diverse industries including banking, healthcare, retail, manufacturing, and communications. The firm's expertise spans a broad spectrum of critical processes—from finance and accounting to human resources, customer service, and supply chain management - enabling clients to enhance efficiency, drive innovation, and achieve business agility on a massive scale.

Job Title :  US Mortgage -Foreclosure

Location :   Hyderabad / Mumbai

Shift   : US Shift

Mode   : WFO – 5 Days

Experience : Minimum of 2 year  and maximum 8 year of relevant experience required

Key Responsibilities :

Role Summary : Responsible for managing the administrative and documentary stages of the mortgage foreclosure process in compliance with federal and state regulations (including CFPB and RESPA).

Key Responsibilities :

Pre-Foreclosure Review : Execute rigorous due diligence and checklist completion to confirm all loss mitigation and regulatory requirements are met before initiating foreclosure referral.

Referral Management : Prepare and refer files to external state-specific attorneys (Judicial and Non-Judicial) for legal action.

Foreclosure Holds : Implement and monitor holds on foreclosure timelines when borrowers are active in Loss Mitigation options (e.g., forbearance, loan modification).

Documentation : Ensure all required legal documents, property appraisals, and title work are accurate, compliant, and transmitted to counsel efficiently.

Risk Mitigation : Identify potential delays, compliance risks, and exceptions within the foreclosure timeline to minimize institutional loss and adherence to investor / insurer guidelines.

Requirements

Requirements :

• Minimum of 2 year of experience in US mortgage

Requirements

Job Title : US Mortgage -Foreclosure Shift : US Shift Mode : WFO – 5 Days Experience : Minimum of 2 year and maximum 8 year of relevant experience required Key Responsibilities : Role Summary : Responsible for managing the administrative and documentary stages of the mortgage foreclosure process in compliance with federal and state regulations (including CFPB and RESPA). Key Responsibilities : Pre-Foreclosure Review : Execute rigorous due diligence and checklist completion to confirm all loss mitigation and regulatory requirements are met before initiating foreclosure referral. Referral Management : Prepare and refer files to external state-specific attorneys (Judicial and Non-Judicial) for legal action. Foreclosure Holds : Implement and monitor holds on foreclosure timelines when borrowers are active in Loss Mitigation options (e.g., forbearance, loan modification). Documentation : Ensure all required legal documents, property appraisals, and title work are accurate, compliant, and transmitted to counsel efficiently. Risk Mitigation : Identify potential delays, compliance risks, and exceptions within the foreclosure timeline to minimize institutional loss and adherence to investor / insurer guidelines.