Consultant Expert - Credit Analysis, Credit Limits, Credit Rating (Mutual / Hedge Funds)

Responsibilities :

DEPARTMENT DESCRIPTION

The role of RISQ / RMA / HPC team, as second line of defense within the Risk Function, is to provide Counterparty Credit Risk (CCR) management for funds (hedge funds, mutual funds, funds of hedge funds), proprietary trading groups and CCPs. The team provides independent risk control services for Société Generale when exposed to these types of clients.

The position is for Senior Analyst within RISQ RMA HPC who will cover a portfolio of clients, across one or several client types covered by the team.

MAIN ACCOUNTABILITIES

The role involves

• Research and analyse financial data, whenever required, on the client to prepare high quality analysis that address client’s credit risk and transaction risk
• Performing risk assessment (including conducting due diligence on the client when required)
• Effectively challenge the credit rating and credit limits as proposed by first line of defense.
• Active monitoring of risk exposures (across a broad range of metrics and indicators), and counterparty creditworthiness
• Raise alerts as necessary, to the business, first line of defense, and 2nd line of defense management
• Review or propose risk mitigation (legal terms, margination …) when deemed necessary
• Presentation of recommendations for risk limits, one-off transactions, and credit ratings to risk officer having delegations
• Coordinate for a credit request, liaise with Business Lines, Legal staffs, Global advisory divisions and other stakeholders
• Contribute to transversal analysis (such as deep dive on specific risks) and project (e.g. review of methodologies or CCR management process)
• Additional responsibility for ensuring awareness of and adherence to internal policies and guidelines (both set at SG level, and at the department level)

COMPETENCIES

TECHNICAL SKILLS

BEHAVIORAL SKILLS

Profile Required : ACE can help you write this job description (go / ACE)

PRIOR WORK EXPERIENCE

Required : 5+ years of overall credit analysis experience preferably in Financial Institution space.

EDUCATION

Required : CA degree / MBA (in Finance) from a reputed institution

Additional certification like Financial Risk Management (FRM) or Chartered Financial Analyst (CFA) would be a plus

Why Join Us :

“We are committed to creating a diverse environment and are proud to be an equal opportunity employer. All qualified applicants receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status”