This job offer is not available in your country.
Credit Analyst
Birla PivotBengaluru, Karnataka, India7 days ago
Job descriptionConduct comprehensive financial analyses, including cash flow analysis, ratio analysis, and trend analysis, to evaluate the financial health and stability of buyers. Identify potential credit risks and red flags, highlighting areas of concern and recommending mitigating actions to the Lead Underwriter. Ensure accuracy and completeness of credit documentation, credit reports, and supporting financial documents. Perform due diligence checks on buyers, verifying information provided and conducting background checks as necessary to assess credit risk accurately. Ensure accuracy and completeness of credit documentation, credit reports, and supporting financial documents. Perform due diligence checks on buyers, verifying information provided and conducting background checks as necessary to assess credit risk accurately. Communicate credit decisions, recommendations, and risk assessments effectively to the Lead Underwriter and other relevant stakeholders. Prepare comprehensive credit analysis reports and presentations, summarizing findings, conclusions, and recommendations for review and approval. Monitor the credit portfolio for early warning signs of credit deterioration, delinquencies, and defaults, escalating issues to the Lead Underwriter as appropriate. Assist in the ongoing monitoring and management of existing credit exposures, including periodic review of credit limits and terms. Bachelor’s degree in finance, Accounting, Economics, or related field required; master’s degree preferred. Minimum of 3 years of experience in credit analysis, banking, or financial services industry. Strong analytical skills, with the ability to interpret financial data, conduct financial analyses, and assess credit risk accurately. Exceptional attention to detail, with a focus on accuracy and precision in credit analysis and documentation. Excellent verbal and written communication skills, with the ability to convey complex information clearly and concisely. Ability to work effectively in a team environment, collaborating with colleagues and stakeholders to achieve common goals.
Conduct comprehensive credit analyses and assessments to evaluate borrower credit worthiness, support informed lending decisions, and ensure the maintenance of a high-quality books of accounts.
Roles & Responsibilities :
Credit Assessment
- Analyse credit applications and financial statements to assess the creditworthiness of buyers, evaluating factors such as income, assets, liabilities, and payment history.
- Utilize credit scoring models and risk assessment tools to evaluate credit risk and recommend appropriate credit limits and terms.
Financial Analysis
Documentation and Due Diligence
Documentation and Due Diligence
Communication and Reporting
Portfolio Monitoring
Skills & Experience
Create a job alert for this search
Credit Analyst • Bengaluru, Karnataka, India
Related jobs
Talent Worx is a growing services & recruitment consulting firm, we are hiring for our client which is a leading Big4 Consulting firm and provider of financial intelligence, data analytics, and...Show moreLast updated: 30+ days ago
)
The Credit Review Senior Consultant will work within the Credit Review team, serving as a third line of defense.The team independently verifies and validates credit underwriting and lending process...Show moreLast updated: 30+ days ago
- Promoted
Credit Analysis / Review Large-Mid corporates (Bangalore)
Acuity Knowledge PartnersBengaluru, Karnataka, India Acuity is currently looking for dedicated and motivated individuals who have strong leadership, organizational and teamwork skills for its Lending Services team based in Bangalore.Notice Period : Im...Show moreLast updated: 30+ days ago
- Promoted
Credit Analyst (CA Fresher)
Birla PivotBengaluru, Karnataka, India Strong analytical skills, with the ability to interpret financial data, conduct financial analyses, and assess credit risk accurately.
Exceptional attention to detail, with a focus on accuracy and p...Show moreLast updated: 7 days ago
- Promoted
Consultant Expert - Credit Analysis, Credit Limits, Credit Rating (Mutual / Hedge Funds)
Societe Generale Global Solution CentreBengaluru, Karnataka, India The role of RISQ / RMA / HPC team, as second line of defense within the Risk Function, is to provide Counterparty Credit Risk (CCR) management for funds (hedge funds, mutual funds, funds of hedge funds...Show moreLast updated: 18 days ago
Business Analyst - (Wholesale Credit & Lending Services / Investment Banking)
Talent WorxBengaluru, KA, INQuick Apply
- Promoted
Senior Quality Assurance Automation Engineer
Andor TechBangalore Rural, Karnataka, India Location : Work From Office (5 Days).We are seeking a skilled QA / Automation Engineer with hands-on experience in API, Web, Desktop, and Mobile application testing.
The candidate should have strong au...Show moreLast updated: 7 days ago
- Promoted
Cluster Manager
QuanteanNelamangala, Karnataka, India Appraise loan proposals & meet customers.Lead & motivate Sales Officers & sourcing agents.Plan monthly marketing activities & drive business.
Ensure team productivity targets are achieved.Manage del...Show moreLast updated: 4 days ago
- Promoted
Analyst (Investment Banking / Buy-Side Experience Required)
Arcanahosur, tamil nadu, in Arcana is a portfolio intelligence platform used by hedge funds and asset managers to analyze performance and risk.We’re rethinking the tools institutional investors rely on—and we’re hiring analys...Show moreLast updated: 30+ days ago
- Promoted
UK Real Estate Analyst (UK Experience Preferred)
Premier Job Hubhosur, tamil nadu, in Property Deal Analyst – Full-Time | Remote | Trusted, Secure Role | Fluent English.UK property investment company, and we’re looking for someone who takes.
ROI, yield, refurb costs, profit, GDV.Prod...Show moreLast updated: 13 days ago
- Promoted
Credit Analyst CCIB
ConfidentialBengaluru / Bangalore, India Credit & Client Risk Management ("CCR") is an integral part of the CCIB.The CCR mandate is to deliver best in class credit analysis, monitoring and credit administration work to Stakeholder.The rol...Show moreLast updated: 9 days ago
- Promoted
Credit Risk Analyst
ConfidentialBengaluru / Bangalore, India Helping you make changes that pay off.Updraft is an award winning, FCA-authorised, high-growth fintech based in London.Our vision is to revolutionise the way people spend and think about money, by ...Show moreLast updated: 9 days ago
- Promoted
Analyst / Senior Analyst - Credit Opportunities
ConfidentialBengaluru / Bangalore Analyze corporate bond issuers and summarize financial insights.Work with front office desks on primary and secondary markets.
Review credit documentation and extract key structural terms.Support ad...Show moreLast updated: 20 days ago
- Promoted
Senior Credit Analyst
ConfidentialBengaluru / Bangalore, India Credit & Client Risk Management ('CCR') is an integral part of the CCIB.The CCR mandate is to deliver best in class credit analysis, monitoring and credit administration work to Stakeholder.The rol...Show moreLast updated: 9 days ago
- Promoted
Senior Associate Credit
Castellan Real Estate Partnershosur, tamil nadu, in Job Description : Senior Associate Credit.We are seeking a motivated and detail-oriented.The successful candidate will have 7-8 years of relevant credit experience and will work closely with the US ...Show moreLast updated: 17 days ago
- Promoted
Reporting Leader (Big Data / MES)
Tata ElectronicsKolar, Karnataka, India Power BI, Tableau, and Grafana.Deliver multiple output format reports meeting OSAT customer needs.Develop portals for internal and external users to access reports with right level of access contro...Show moreLast updated: 7 days ago
- Promoted
Senior Credit Analyst
Alphastream.aiBengaluru, Karnataka, India As a Senior Credit Analyst, you will manage and grow a team of skilled credit analysts, ensuring high-quality, accurate data delivery.
You will collaborate closely with cross-functional teams, inclu...Show moreLast updated: 30+ days ago
- Promoted
Credit Analyst - Arbitrage Desk
People Realm Recruitment Services Private LimitedBengaluru, Karnataka, India Credit Analyst – Investment Research & Analytics.Client : A Quant-Forward Discretionary Investment Management Firm.Desired Years of Experience - 2- 5 Years.
With a strong culture of intellectual curi...Show moreLast updated: 18 days ago
- Promoted
Business Analyst (Counterparty Credit Risk)
ConfidentialChennai, Bengaluru / Bangalore Perform a BA role for Counterparty Credit risk projects in Change Management and work with various stakeholders in understanding the requirements pertaining to Exposure calculation / Basel norms / Cred...Show moreLast updated: 9 days ago
- Promoted
Security Technology Lifecycle Analyst
HR PLACEMENT CONSULTANTS (HRPC)Bangalore Rural, Karnataka, India Position - Analyst - Security Technology Lifecycle Analyst.Job Type - Full-time (Third party payroll •).The Security Technology Lifecycle Analyst plays a critical role in supporting the Corporate Se...Show moreLast updated: 20 days ago
- Promoted
Credit analyst
ConfidentialBengaluru / Bangalore, India Credit & Client Risk Management ("CCR") is an integral part of the CCIB.The CCR mandate is to deliver best in class credit analysis, monitoring and credit administration work to Stakeholder.The rol...Show moreLast updated: 9 days ago
Credit Review Consultant - Sr
Saaki Argus & Averil ConsultingBangalore Rural, Karnataka, IndiaQuick Apply