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RL - Mortgages : Sales Manager - ASHA Home Loan - DSA

RL - Mortgages : Sales Manager - ASHA Home Loan - DSA

ConfidentialAhmedabad, India
4 days ago
Job description

RL - Mortgages -Sales Manager -ASHA Home Loan - DSA

About the Business Group :

The Mortgages department is a part of the Retail Lending business of the bankand offers Asha Home Loans to all segments including affordable segment of customers Pan India.

About the Role :

This role is responsible for achieving business goals within laid down compliance norms through adoption of transformation within Asha Home Loan business.

Details of the Role :

Department

Retail Lending

Grade

AM / DM / M

Sub-Department

Retail Lending- ASHA Home Loan - DSA

Reporting (Business)

M / SM / AVP

Location

Pan India

Reporting (Matrix)

Key Responsibilities :

Business Goals and Profitability

  • Achieve ASHA home loan disbursement targets through assigned DSA partners.
  • Drive daily productivity through regular engagement and support to DSAs.
  • Create and convert the prospects for cross selling opportunities.

Sales and Channel Development

  • Conduct onboarding, training, and motivation sessions for DSA sales staff.
  • Monitor DSA leads and assist in file movement, eligibility checks, and query resolution.
  • Compliance and Risk Management

  • Ensure adherence to sourcing quality, documentation norms, and process compliance.
  • Track DSA behavior to avoid mis-selling or documentation lapses.
  • Customer Experience

  • Ensure prompt customer service and quick turnaround on queries raised by DSA leads.
  • Coordinate between DSAs and internal teams for smooth processing.
  • Digital Adoption and Innovation

  • Drive usage of digital tools among DSA partners for efficient lead flow and tracking.
  • Adoption of Siddhi and other digital initiatives.
  • Qualifications :

  • Graduation / post-graduation from a recognized institute
  • 2+ sales experience (secured products preferred) with at least 0-2 years in Home Loan and LAP (preferably affordable housing loans).
  • Role Proficiencies :

  • Strong sales orientation
  • Proficiency in managing complex client relationships, diverse stakeholders
  • Capability to handle pressure and meet deadlines
  • Skill in managing large, geographically spread team coaching and mentoring team members
  • Competence in managing within a dynamic, priority-setting environment
  • Strong risk and compliance mindset
  • Adept at communication and interpersonal skills
  • Skills Required

    Lap, Home Loan, Sales

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    Rl Manager Asha Loan • Ahmedabad, India

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