Regional Business Manager - WC-SALARIED PL AND WORKING CAPITAL-Sales

Regional Business Manager - WC

Working Capital (WC)

Will have team reporting to him. Will report to ZBM

M6 / M7

Job Role

• Managing team of leaders and Relationship Managers at Regional Level
• Drive team for new acquisition through Branch Banking and / or Customer referrals
• To build relationships with key persons (CFOs / promoters) in the target segments & build client trust & confidence.
• Focus to continually increase the Book size, SOH and profitability of the Location
• To inculcate in team members understanding of client business models, trade related activities, cash flows etc. and drive identification of opportunities and growing client relationships.
• Grooming and mentoring team members so that they achieve their desired performance levels (RM productivity)
• Resolving / Addressing regional level concerns
• Channel Management viz RL, Privy, Wealth etc
• Drive adoption of various digital initiatives at regional level
• To ensure right sourcing is being done at regional level
• Deepen our market reach through trade meeting, industry associations, local forums etc.
• Enhance X-sell opportunities such as KLI, KGI, CMS etc
• Strengthen and build sustainable trade book with healthy mix of importers and exporters at location level
• To be alert on competitive elements in the target segments (viz. other banks etc.) & Augment the presence and penetration of the Kotak brand in the target market
• Drive high caliber client service from the Team
• Manage TAT for the location within specified levels for all aspects such as client onboarding, processing of customer requests, renewals etc
• Improve efficiency by monitoring & overseeing continuous improvement of processes.
• Benchmark and adopt best practices used in the Industry to further build efficiency at the region
• Constantly share rapport with the operating units to customize and develop solutions
• Mitigate risks and manage them actively
• Ensure hygiene parameters such delinquency, churn, utilization etc are met at location

Job Requirement

Skills Required

Client Service, Credit Sales, Relationship Management, Channel Management