Credit Manager-Home Loans
ConfidentialDelhi, India4 days ago
Job descriptionTimely Renewal. Deferral Management. EWS Management. Customer visits on key customers and high value relationship. Maintaining the defined credit and end to end TATs to timely service internal as well as external customers. To Keep team motivated and aligned to the organizational strategy. Champion IDFC First's customer first culture. Attract and retain best-in-class talent for key roles in their reporting structure. Productivity. TAT. Portfolio Management. Hindsight Audit Observations. Training and Development.
Job Requirements
Role / Job Title : Senior Credit Manager-Loan Against Property.
Function / Department : Retail Underwriting.
Roles & Responsibilities
Appraisal of proposals :
- Credit appraisal of loan application within defined guidelines and accordingly take decision, recommend for approval to higher authorities.
- To convey a clear opinion / Highlight Critical risks along with suitable mitigates if any, regarding the acceptability of the proposed transactions / facilities covering business model, industry risk, structure, Bank Conduct and Financials risk.
- Awareness of the product proposed suitability to client requirement.
- Conduct personal discussion with customers.
Portfolio Monitoring
Tat
Managerial & Leadership Responsibilities
Key Success Metrics
Education Qualification
Graduation : Any.
Post-graduation : Any.
Experience : 5+ years of work experience.
Skills Required
Credit Appraisal
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Credit • Delhi, India
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