Product : Unsecured Business loan
CTC upto 16 LPA
About the Role :
We are scouting for individuals who will be building, planning and implementing the overall finance strategy. If you want to start small, impact large - this is the place for you.
Key Responsibilities :
- Credit Risk Assessment : Analyze Bank statements, Bureau reports, and other related documents to assess credit risk and the financial health of clients
- Credit Evaluation : Provide recommendations based on credit scoring models and financial performance, ensuring decisions align with company policies and risk management guidelines.
- Understanding of Financial Statements : Calculate and understand financial ratios and evaluate financial position of the borrower
- Customer Interaction : Communicate with clients, to gather information and resolve queries related to credit assessments.
- Compliance and Regulation : Ensure adherence to relevant credit policies, legal regulations, and best practices in credit analysis.
- Trend Analysis : Stay updated on industry trends, market conditions, and macroeconomic factors affecting credit risk.
- TAT management : Credit Analyst is held accountable for completing tasks promptly while maintaining the quality of work.
Key Requirements :
Education : MBA(Finance) / CA / Inter CAExperience : 8+ years of experience in the credit vertical of any of the Financial Institution / NBFC, Digital lending background would be an added advantage.They must have approval authority for Unsecured Business loanSkills :
Strong understanding of financial statements and credit reports.Proficiency in financials, risk analysis, and credit scoring systems.Familiarity with credit-related regulations, policies, and industry Standards.Excellent written and verbal communication skills.Strong analytical, problem-solving, and decision-making abilities.Ability to manage multiple tasks.Personal Attributes :
Detail-oriented with strong organizational skills.Ability to work independently and in a team-oriented environment.Strong interpersonal skills and the ability to interact effectively with clients to understand the business model.