RPMG : Portfolio Manager - Mortgage Loans

RPMG : Portfolio Manager - Mortgage

INTERNAL USAGE : No. of Vacancies :

Reports to :

Area Collections Manager

Is a Team leader

Team Size : Grade :

AM / DM

Business : Retail Banking

Department :

Retail Portfolio Management Group

Sub - Department : Flows

Location : PAN India

About Retail Portfolio Management Group

The Retail Portfolio Management Group (RPMG) plays a strategic role in managing the bank's retail receivables, with a sharp focus on loss containment , cost efficiency , and portfolio sustainability . Through advanced analytics, technology-driven processes, and close collaboration with Credit, Risk, and Product teams, RPMG ensures risk-calibrated policy execution.

RPMG engages delinquent customers with multiple repayment solutions and financial counseling, promoting responsible credit behavior and long-term financial health. This approach aligns with the bank's overarching Growth, Profitability, and Sustainability (GPS) strategy, positioning RPMG as a key contributor to operational resilience and financial performance.

About the Role

The Portfolio Manager for Mortgage products (Home Loan, LAP & Asha) is responsible for managing the portfolio of mortgage loans, ensuring NPA resolution, and achieving collection targets. This role involves handling the Risk - 60 portfolio, achieving resolution and normalization targets, and ensuring compliance with audit procedures.

Key Responsibilities

Portfolio Management :

• Manage the portfolio of mortgage loan products including Home Loan, Loan Against Property (LAP), and Asha.
• Ensure maximum release from the NPA pool by achieving the required resolution target as per the business requirement.
• Ensure minimum addition to the NPA pool by maintaining the delinquency level.
• Achieve calling resolution targets for X & 30 buckets for mortgage products.
• Adhere to calling norm targets for mortgage products.
• Should have knowledge about SARFAESI Act and the linked secured process.

Operational Management :

Data Analysis and Reporting :

Process Improvement :

Qualifications

Role Proficiencies :

For successful execution of the job, the candidate should possess the following :

About Axis

Incorporated in 1994, Axis Bank is one of India's most trusted banks & the third largest in the private sector. At Axis Bank, customer centricity has always been the foundation of our business. Our efforts to address the requirements of a diverse customer cross-section are powered by robust infrastructure, advanced technology, a comprehensive monitoring & control framework & a large talent pool.

The Bank has a young & engaged workforce of over 60,000 employees, with an average age of 30 years. We are an equal opportunity employer & believe in empowering our employees by offering rich roles, learning opportunities & flexibility to chart their career, their way.

Skills Required

Refer to the Job Description