Senior Analyst

Job Description :

Loan Coordinator / Processor

Overview : The Loan Coordinator / Processor plays a critical role in guiding mortgage applications through the initial stages of processing. This individual is responsible for meticulously verifying borrower documentation, coordinating with third parties, and ensuring the loan file is complete and ready for underwriting, all while strictly adhering to compliance policies.

Key Responsibilities :

• Application Review : Thoroughly review the Uniform Residential Loan Application (1003) for accuracy and completeness.
• Document Verification : Verify the authenticity and accuracy of income, asset, and credit documents submitted by applicants.
• Third-Party Coordination : Proactively follow up with external vendors to obtain necessary documentation, including appraisals, Verification of Employment (VOE), title commitments, and insurance information.
• Condition Clearing : Work diligently to clear all initial conditions on the loan file, addressing any deficiencies or outstanding requirements.
• Checklist Completion : Ensure all items on the processing checklist are accurately completed and documented.
• Underwriting Submission : Prepare and submit complete and organized loan files to the Underwriting department.
• Compliance Adherence : Strictly adhere to the Bank's compliance policies and procedures, including ensuring compliance with the SAFE Act.

Qualifications :

Mortgage Underwriter

Overview : The Underwriter is responsible for critically assessing the creditworthiness of loan applicants and the eligibility of properties, ensuring all loans meet the Bank's guidelines and regulatory requirements. This role involves a deep dive into financial data, property valuations, and loan documentation to render informed loan decisions.

Key Responsibilities :

Qualifications :

Closing, Fee Calculation & Disclosure Specialist

Overview : The Closing & Disclosure Specialist is responsible for preparing and balancing final loan documents, ensuring all conditions are cleared before closing, and coordinating with settlement agents to facilitate a smooth and compliant closing process. This role is critical in the final stages of the loan lifecycle, ensuring accuracy and adherence to regulatory requirements.

Key Responsibilities :

Qualifications :