Analyze the credit risk in Residential Mortgage backed securities by performing tasks that includes reviewing deal documents, legal documentation, analyzing periodic data and preparing / running cash flow models both in-house and external like Intex Calc.Assist the primary analyst in preparing rating committee note, rationale and building and maintaining various databases relating to mortgagesCollect, organize, and study data from internal and external sources for use in criteria development, ratings, and research reports.Compile and prepare periodic portfolio reports for use by senior staff and identify material changes for research causes.Maintain regular and open communication with the operations team and technology team about assigned tasks, priorities and ensure applications under development meet the defined requirements and pass the user acceptance testing prior to its release.Take ownership of the tasks with focus on quality and accuracy of the deliverablesDemonstrate strong learning curve and eagerness to move up the rating value chainEnsure compliance with all applicable policies and procedures.Highly organized and efficient, with ability to multi-task and meet tight deadlinesRequirements :
- Postgraduate in Finance or CA or CFA charter holder or such equivalent qualification.
- Minimum of 1-2 years of relevant experience in capital markets, structured finance credit analysis, experience at a rating agency is a plus.
- Expertise on Microsoft Excel, Visual Basic for Applications (VBA), MSSQL. Knowledge on Python is a plus.
- Excellent writing, communication, and quantitative / analytical skills.
- Ability to communicate analytical thoughts in a crisp, concise, and precise manner.
- Creative thinker who is adept at taking an analytical approach to problem solving.
- Robust quantitative and analytical skills supported by strong attention to detail and accuracy.
- Good inter-personal skills and ability to participate / contribute as a team player.
- Highly motivated, self-starter with a positive attitude and a strong work ethic.
Skills Required
Credit Analysis, Python, Structured Finance, Excel, Mssql