Position Title
Department
Business ConservationLevel / Band
301B. Role Summary
Drive renewal collection and outlier calling, manage control / implement business conservationEnsure smooth functioning of operational activities of Autopay and other related processesResolve customer queries and grievance related to collectionsC. Organizational Relationships
Reports to
Senior ManagerSupervises
NAD. Job Dimensions
Geographic Area Covered
HO PAN INDIAStakeholders Internal
BranchesOperationsSales TeamFinanceVendor ManagementITAuditExternal
Call CentersBanca PartnersE. Key Result Areas
Renewal Collections
Premium collection managementDrive Call center for renewal collectionIdentify opportunity for collections and drive suitable campaignsAchieve renewal collection target for organizationDrive specific campaign for renewal collectionsAnalyse portfolio and drive collection on targeted baseData to be interpreted for further actionTo engage with HNI customer for renewal collection and query resolutionTo meet HNI customersResolve customer queries and grievance related to collectionsReviewing collection strategy for better outputSupport collection MIS managementInternal Stake Holders
Handling of customer & sales queriesInvoice Processing through vendor management / financeSupport IT development for system enhancementProcess review in accordance with audit and regulatory compliance guidelinesEnsure effective handling and timely resolution of key customer queries with a view to bring about customer satisfactionReview system changes for process improvementPreparation of presentation on process / subject as per management requirementCompetencies
Customer & Consumer Engagement And Experience in a Hybrid World
Goes out of the way to deliver on time, the commitments made to the customers and consumers while striking a balance between their changing needs and organizationals processesClearly identifies the full range of customers to be served, their stated needs and offers options and suggestions to match their current and future expectationsWorks towards integrating data, technology and strategy into creating hybrid customer experience solutionsCultivates a consumer focused attitude among colleagues and assists team members to focus on various touchpoints to achieve customer satisfactionStrives to exceed clients expectations by offering various possible options to pick and choose from which will completely satisfy their needs and be in their best benefitEffects changes keeping in mind the customer context to deliver greater value and satisfaction to the customersBuilding and Managing Relationships
Is able to design promotional emails and letters in collaboration with corporate communication and marketing team for customer engagementCollaborates within and outside the team to enhance process efficiency, and enrich customer service experienceRepresents views to address others concerns; makes others feel comfortable by responding in ways that convey their interestShares relevant ideas / information / views openly and directly and assumes different roles in a team to enable team performanceClarifies the context of actions of self and team in case of adverse consequencesSeeks and gives open feedback on developmental areas of team membersExtends help to everyone in the team & stands by / defends ideas, views, decisions & actions of team membersRecognizes, highlights and rewards performance to ensure empowerment and motivate team membersStrategic Orientation
Considers whether short-term goals will support long-term objectivesSuggests changes in own plans according to changes in environmentProjects or thinks about long-term applications of current activitiesGuides team to establish connection between their individual and team goals and identifies changes needed in own area of work in line with changing business trendsEstimates the impact of the changing business environment in own area of operationsAchievement Orientation
Is determined despite frequent obstaclesTackles difficult problems and takes personal responsibility for reaching solutionsHelps others generate breakthrough ideas, fresh perspectives and new approachesCreates a safe and positive environment for self and others to try and learn new ways of doing things by being creativeEmpowers all employees to be effective and to champion continuous improvementEmpowers team members to propose approaches to increase performance and deliver results in shorter timeframeDoes not rest on past successes; establishes new stretch goals for the unit that accelerate NRC's business objectivesWork within shared resources, to bring out better productivityFunctional and technical ability
Has a broad understanding of the financial / commercial, operational and regulatory dynamics important to the businessGathers and evaluates information to take decisions which will enhance the effectiveness of the departmentHas thorough knowledge and experience in project management and takes up project with purpose of achieving higher customer retention with minimum costIs able to analyze complex data using SQL to derive meaningful conclusion and provides input to business and functionTracks and reviews 13th month persistency data to understand effectiveness of customer engagement campaignsIs able to analyze customer feedback received from various touch points and make meaningful suggestions for impacting companies revenue requirementDeveloping, Managing & Working with Hybrid Teams
Encourages and leverages diversity by utilizing individual strengths and actively builds hybrid teams with complementary skillsProactively takes efforts to share experience / relevant ideas / information / views and provide guidance to other team members working remotely to achieve goalsEffectively communicates and cascades various business initiatives to hybrid teams to drive business results by leveraging technologyAnticipates and is prepared to effectively deal with problems and roadblocks faced while working with hybrid teamsEncourages work-life balance amongst team to maintain healthy workforceProactively recognizes team members for their triumphs and encourages their self developmentIs able to adapt person-specific approach while dealing with various team membersTechnology, Digital and Analytics
Ability to analyze current technological trends, keeps track of key technological changes in industry and other marketsShows agility for adopting new technology post systematic evaluation of the solutionContinuously stays in touch with key networks and contacts, with an objective of leveraging technology for achieving goalsEffectively balances changing technological priorities and deliverables under unfamiliar situations or tight deadlinesIndependently engages in tasks requiring interpretation of complex and often vague sets of informationIdentifies gaps in information and makes assumptions in order to continue analysis and / or take actionPromotes digital literacy and fluency in the teamG. Skills Required
Type of Skills
Essential
Desired
Technical Skills
Database management – XData Interpretation – XData Base Control Through MS Excel / MS Access – XSQL KNOWLEDGE – XBehavioral Skills
Interpersonal – XCommunication – XCreative thinking – XSupervising / Leadership – XTeamwork – XInfluencing – XRelationship Building – XDecision making – XH. Incumbent Characteristics
Essential
Desired
Qualification
GraduatePost GraduateExperience
Knowledge on Call center processMinimum 3 - 4 year experience on Call center collections process2- 3 year Experience to manage external stakeholdersKnowledge on Insurance process and industrySkills Required
Database Management, Ms Excel, Data Interpretation, Relationship Building, Communication, Sql