Credit Monitoring Analyst

Key Responsibilities :

• Portfolio Management : Monitor the Wholesale Banking and Business Banking portfolios. Address internal and RBI audit-related queries pertaining to the credit monitoring process.
• Ground Sensing : Identify potential credit deterioration or weakening by analysing various internal alerts, including transactional, behavioural, financial, and external alerts such as market-related news and highlighting the same to the business, credit, and risk teams.
• Financial understanding : Possess a fundamental understanding of financial documents such as annual reports, CMA, stock, and book debts statements to conduct meaningful assessments of borrower businesses.
• Collaboration : Collaborate closely with the credit, risk, and IT teams to enhance the utilization of technology in credit monitoring, controls, and reporting.
• Service Delivery : Convene periodic health council meetings for identified borrowers, ensuring the complete closure of the loop in terms of actionable items, timelines, and feedback.
• Analysis and Reporting : Publish regular reports to senior management on portfolio quality, delinquency, behavior, and other relevant metrics

Key Qualifications & Skills :

Skills Required

Portfolio Management, Credit Risk, Banking