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RL - Mortgages : Sales Manager - ASHA Home Loan - Branch

RL - Mortgages : Sales Manager - ASHA Home Loan - Branch

ConfidentialBengaluru / Bangalore, India
5 days ago
Job description

RL - Mortgages -Sales Manager -ASHA Home Loan - Branch

About the Business Group :

The Mortgages department is a part of the Retail Lending business of the bankand offers Asha Home Loans to all segments including affordable segment of customers Pan India.

About the Role :

This role is responsible for achieving business goals within laid down compliance norms through adoption of transformation within Asha Home Loan business.

Details of the Role :

Department

Retail Lending

Grade

AM / DM / M

Sub-Department

Retail Lending- ASHA Home Loan - Branch

Reporting (Business)

M / SM / AVP

Location

Pan India

Reporting (Matrix)

Key Responsibilities :

Business Goals and Profitability

  • Meet assigned disbursement targets by sourcing Asha home loan business through designated branches.
  • Ensure daily follow-up and engagement with branch staff to generate quality leads.
  • Create and convert the prospects for cross selling opportunities.

Sales and Channel Development

  • Support branch teams with product knowledge, sales pitches, and application processing.
  • Conduct regular visits and huddles with branch staff to improve lead conversion.
  • Compliance and Risk Management

  • Ensure accurate documentation and eligibility checks as per process guidelines.
  • Adhere to internal and regulatory compliance requirements.
  • Customer Experience

  • Engage with customers referred by branches to ensure prompt service and resolution.
  • Facilitate smooth onboarding and address queries during the application process.
  • Digital Adoption and Innovation

  • Ensure use of Siddhi, MLP, Omega, and SFDC tools for lead tracking and conversion.
  • Qualifications :

  • Graduation / post-graduation from a recognized institute
  • 2+ sales experience (secured products preferred) with at least 0-2 years in Home Loan and LAP (preferably affordable housing loans).
  • Role Proficiencies :

  • Strong sales orientation
  • Proficiency in managing complex client relationships, diverse stakeholders
  • Capability to handle pressure and meet deadlines
  • Skill in managing large, geographically spread team coaching and mentoring team members
  • Competence in managing within a dynamic, priority-setting environment
  • Strong risk and compliance mindset
  • Adept at communication and interpersonal skills
  • Skills Required

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    Branch Manager • Bengaluru / Bangalore, India

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