Home Loan Relationship Manager

Job Summary :

We are seeking an experienced and proactive Banking Manager to join our Collection Department. The ideal candidate will have a strong background in handling home loans, banking cases, and direct experience dealing with developers&apos lobby and financial institutions. This role requires excellent coordination, negotiation, and relationship management skills to ensure timely collections and effective bank liaisoning.

• Key Responsibilities : Home Loan Coordination :
• Liaise with banks and financial institutions for home loan processing for customers, ensuring timely disbursements and approvals.
• Developer Banking Cases :
• Handle all banking-related matters for the developer, including project funding, working capital arrangements, and compliance requirements.
• Collections Management :
• Follow up with banks for timely release of payments, disbursements, and outstanding dues. Ensure proper documentation and financial tracking.
• Relationship Management :
• Build and maintain strong relationships with bank officials, financial institutions, and NBFCs to facilitate smoother transactions and favorable terms.
• Documentation & Compliance :
• Ensure accurate maintenance of all banking documentation related to customer loans and developer finances. Stay updated with banking norms, RBI guidelines, and project approvals.
• Reporting & MIS :
• Prepare regular reports and MIS on collection status, disbursement schedules, and follow-up actions for management review.
• Internal Coordination :
• Work closely with Sales, CRM, Legal, and Finance teams to streamline banking processes and resolve loan-related issues efficiently.
• Required Skills & Qualifications : Graduate / Postgraduate in Finance, Banking, or a related field.
• Minimum 4 years of experience in banking operations, specifically related to home loans and developer banking.
• Strong understanding of real estate finance, loan disbursement processes, and collection strategies.
• Excellent communication, negotiation, and interpersonal skills.
• Proficient in MS Office (Excel, Word, PowerPoint) and ERP systems.
• Preferred Candidate Profile : Prior experience in a real estate company or working closely with real estate developers.
• Hands-on knowledge of project loan sanctioning and bank compliance processes.
• Ability to work under pressure and meet tight deadlines.

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Skills Required

Word, Powerpoint, Ms Office, Relationship Management, collections management, Excel