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Senior Credit Officer

Senior Credit Officer

Larsen & ToubroBandra East, Maharashtra, India
6 days ago
Job description

Position :

L&T is a major technology, engineering, construction, manufacturing and financial services conglomerate, with global operations. The Company addresses critical needs in key sectors Hydrocarbon, Infrastructure, Power, Process Industries and Defense - for customers in over 30 countries around the world. We combine a proven track record and professional skills, woven together with a culture of trust & caring. Consistently rated among the best employers in the country, L&T offers unmatched leadership opportunities & growth. Our approach is built on empowering employees to take on challenging assignments and explore their potential.

Desired profile

  • Qualification :  CA / MBA preferably in Finance
  • Location :  Bandra Kurla Complex, Mumbai
  • Experience : 3 to 5 years of relevant experience
  • Preferred Candidates from Banking / NBFCs / Fintech / Rating Agencies / Credit Analytics
  • Email to :    – To check for additional IDs

Key Responsibilities

  • Credit Check Analysis of entities for lender pre-screening and Trust seal as per policy
  • Maintaining overall TAT and quality
  • Review of credit verification reports
  • Tracking and representing cases to the lenders post pre-screening
  • Tracking and Monitoring of Verification reports and analyzing credit risks and suggesting risk mitigants.
  • Follow-up with agencies, Guide Business team etc. for completion of Verification and Credit check analysis
  • Co-ordination with Fintech Partners and other agencies as part of Credit check analysis
  • Key Competencies

  • Ability to review credit parameters of client through financial documents (bank statement / GST / ITR analysis) and carry out independent assessment on credit quality and risk profile.
  • Experience in Credit Analysis
  • Excellent communication and presentation skills
  • Strong analytical skills and should be able to demonstrate sound judgement.
  • Strong Excel Skills
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