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Commercial Underwriter

Commercial Underwriter

Selections HR Services Private LimitedMumbai, Maharashtra, India
3 days ago
Job description

Key Responsibilities :

  • Apply a detailed understanding of AAF Lending Policy, Standards, and Lending Criteria to assess loan applications.
  • Evaluate commercial mortgage products for eligibility and suitability based on customer profiles and property types.
  • Use front-end systems to submit and track CRE applications through to credit approval.
  • Prepare credit papers for submission to UK based's Credit team, ensuring clarity and completeness.
  • Maintain a minimum 98% right-first-time documentation standard, ensuring accuracy and compliance.
  • Work both independently and collaboratively to meet deadlines and service level agreements (SLAs).
  • Adapt quickly to changing priorities and work proportionately based on transaction complexity.
  • Contribute to process improvement initiatives, identifying areas for efficiency and automation.
  • Build strong working relationships with internal stakeholders through clear and effective communication.
  • Liaise with KYC and Financial Crime departments to resolve onboarding issues related to fraud or compliance.
  • Attend ad hoc meetings as required by the UK team.
  • Perform additional tasks as assigned to support the CRE Lending function.

Candidate Profile :

  • Education & Experience :
  • Bachelor's degree in finance, Economics, Accounting, or related field.
  • 1-3 years of experience in credit analysis, commercial lending, or financial services.
  • Exposure to UK banking or international financial institutions is preferred.
  • Skills & Competencies :

  • Strong analytical and documentation skills.
  • Proficiency in Excel and financial modelling.
  • Excellent written and verbal communication in English.
  • Ability to work across time zones and manage remote stakeholder relationships.
  • Familiarity with UK lending practices and compliance standards (training will be provided).
  • Desirable Qualifications :

  • Progress toward CFA, FRM, or similar certifications.
  • Understanding of UK property markets and commercial lending products.
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    Underwriter • Mumbai, Maharashtra, India

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