Lead Credit Analyst - FAI (Funds)

Lead Credit Analyst - FAI (Funds)

Asset Management Permanent contract Bangalore, India Hybrid Reference 25000CMT Start date 2025 / 07 / 14 Publication date 2025 / 06 / 12

Responsibilities

DEPARTMENT DESCRIPTION

GLOBAL BANKING AND ADVISORY (GLBA) / Credit Portfolio Management – Financial Assets and Insurance (GLBA / CPM / FAI). The mission of CPM / FAI is to provide credit analysis and manage the credit relationship with clients of FAI. This position has a focus on Financial Institutions (Funds, Asset Manager and other NBFIs) located in various regions Globally.

MAIN ACCOUNTABILITIES

The individual will be responsible for credit analysis of existing or new financial institution clients / counterparties related to the following industries : asset managers, regulated funds, pension funds; other NBFIs. Products lines encompass OTC derivatives, prime services products, foreign exchange, repo, securities lending and structured transactions. Clients may also require committed loan facilities. Day to day responsibilities include :

• Process credit requests in a timely manner to meet business deadlines and maintain the annual review cycle.
• Research and analyze financial data on the client to prepare high quality analysis in credit applications that address client credit risk and transaction risk.
• Conduct sector research to support the analysis.
• Develop strong credit judgment skills when recommending credit facilities, taking into consideration facility size, tenor, and suitability for client.
• Propose obligor ratings using our internal rating tools.
• Manage key components of counterparty credit administration such as internal ratings, trading documentation (ISDA / CSA, GMRA, GMSLA, GTB), and credit risk limits. Become knowledgeable of credit terms for legal documents and follow up with legal department on negotiations.
• Perform ongoing monitoring of client credit quality to identify a possible deterioration of credit quality.
• Monitor exposure and manage credit limit exceptions. Adapt to ongoing accounting and regulatory changes that affect credit limits and exposure.
• Coordinate all aspects of a credit request, liaising with legal staff, Risk Division and relevant parties.
• Assist in special credit related assignments and projects, as required.

Profile required

COMPETENCIES

Required :

TECHNICAL SKILLS

Required :

Desired :

Why join us

We are committed to creating a diverse environment and are proud to be an equal opportunity employer. All qualified applicants receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status