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Senior Underwriter, Correspondent Lending - APAC

Senior Underwriter, Correspondent Lending - APAC

ConfidentialBengaluru / Bangalore, India
4 days ago
Job description

Job Description

JOB FUNCTIONS AND RESPONSIBILITIES

  • To work on loan underwriting and complete the daily target or assignments.
  • Have experience in US Mortgage Underwriting.
  • Working on 4 C's (Credit, Capacity, Capital, and Collateral).
  • Knowledge on Income Calculations (Wage, Self Employed and other incomes).
  • Knowledge on Credit review (liability reconciliations and guideline requirements)
  • Knowledge on Assets / Capital review with guideline requirements.
  • Knowledge in LTV, CLTV calculations, PITI and DTI calculations.
  • Knowledge in Fannie Mae and Freddie Mac guideline requirements.
  • Knowledge in Govt. loans (FHA, VA and USDA)
  • Knowledge on FHA / VA / USDA guideline requirements.
  • Good communication skill.

Education / Experience

  • Any degree with US Mortgage Underwriting experien
  • Work Schedule Or Travel Requirements

  • Night shift and Hybrid Work (should be available for Work from Office based on the business requirements)
  • Skills Required

    credit review, Collateral, Capital

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    Senior Underwriter • Bengaluru / Bangalore, India

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