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Legal Specialist

Legal Specialist

Anand Rathi Global Finance LimitedRepublic Of India, IN
1 day ago
Job description

Job Summary :

We are seeking a highly diligent and detail-oriented legal professional to join our Legal team, specializing in real estate and property due diligence within the affordable housing finance segment. The role involves end-to-end handling of legal verification, title due diligence, and loan documentation for housing finance cases, ensuring regulatory and legal compliance.

Key Responsibilities :

Title Due Diligence & Legal Verification

  • Conduct legal due diligence of immovable properties and prepare Title Search & Title Investigation Reports (13–30 years).
  • Verify original property documents related to Home Loans, LAP, Commercial Loans, Project Finance, etc.
  • Analyze and opine on property title, including government bodies like MHADA, CIDCO, SRA, and Co-operative Housing Societies.

Loan Documentation & Advisory

  • Review and vet loan-related property documents submitted by applicants for housing finance.
  • Draft and audit legal documentation, including APF (Approved Project Files), Indemnity Bonds, Public Notices, Affidavits, etc.
  • Draft legal opinions and ensure statutory compliance as per lending institutions' norms.
  • Stakeholder Coordination

  • Liaise with internal business teams and external stakeholders including banks, financial institutions, and developers for legal clearances.
  • Provide support to the credit and risk teams by offering legal insights in project finance and retail lending.
  • Regulatory & Legal Compliance

  • Ensure compliance with all applicable laws, regulations, and internal policies.
  • Provide legal advisory support on property laws, RERA, and regulatory frameworks applicable to affordable housing.
  • Litigation & Legal Support (Desirable)

  • (Optional) Assist in arbitration, DRT, and other court proceedings if required.
  • Coordinate with external legal counsel on litigation matters.
  • Key Skills and Competencies :

  • Strong understanding of property laws, land title investigation, and affordable housing schemes.
  • Hands-on experience with drafting and vetting of legal documents.
  • Familiarity with institutional lending processes and financial documentation.
  • Strong communication and coordination skills with internal and external stakeholders.
  • Proficiency in legal research and opinion drafting.
  • Ability to work independently and meet deadlines.
  • Qualifications :

  • LLB or equivalent law degree from a recognized university.
  • Minimum 3+ years of experience in legal due diligence related to property and home loans.
  • Exposure to affordable housing finance and experience working with financial institutions (HFCs / NBFCs / Banks) is preferred.
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    Legal Specialist • Republic Of India, IN

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