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Loan Operations Specialist

Loan Operations Specialist

ConfidentialBengaluru / Bangalore, India
9 days ago
Job description

Job Title : Gold Loan Admin

Location : Workshaala Delta

No. 154, Next to Devi Eye Hospital, Sector 5, 1st Sector, HSR Layout, Bengaluru, Karnataka 560102

Working Days : 6 days a week

About Rupeek

Founded in 2015 and headquartered in Bangalore, Rupeek is India's leading asset-backed digital lending fintech platform. The company is committed to making credit accessible in a fair and convenient manner by unlocking the potential of India's $2 trillion gold market. Rupeek operates across 40+ cities in India with a customer base of over 500,000. The company partners with top banks and financial institutions to deliver low-risk, low-touch, and frictionless financial products.

Role and Responsibilities

  • Transaction Oversight : Approve KYC, gold appraisal, payment, and release transactions within defined timelines.
  • Operational Management : Manage day-to-day operations related to transaction approvals, loan processing, and back-office tasks.
  • Compliance & Process Control : Ensure adherence to company policies, standard operating procedures, and regulatory guidelines for all transactions.
  • Error Identification : Detect and report discrepancies or errors in KYC, gold appraisal, payment, and release processes.
  • Gold Appraisal : Perform accurate visual inspections to identify spurious gold and calculate stone deductions effectively.

Skills and Qualifications

  • Experience : 0 to 1 year of experience in gold loan appraisal or back-office operations.
  • Education : Undergraduate or postgraduate degree from a recognized institution.
  • Industry Experience : Preferred experience in NBFCs, banking, financial services, or gold loan operations.
  • Technical Skills : Ability to differentiate between genuine and spurious gold; knowledge of standard deduction practices for embedded stones.
  • Language Requirement : Ability to read in Marathi or Gujarati is mandatory.
  • Communication : Strong verbal and written communication skills.
  • Collaboration : Proven ability to work effectively in large, diverse teams.
  • Stakeholder Management : Capable of managing and influencing stakeholders without direct authority.
  • Organizational Skills : Strong attention to detail, time management, and analytical skills.
  • Work Ethic : Self-driven, dedicated, and maintains a positive and professional attitude.
  • Show more

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    Skills Required

    Gold appraisal, Transaction approvals, Knowledge of standard deduction practices for embedded stones, Ability to differentiate between genuine and spurious gold

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    Operation Specialist • Bengaluru / Bangalore, India

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