Talent.com
Senior Virtual Relationship Manager.Business Banking-VRM SME (Mashreq Global Network India)

Senior Virtual Relationship Manager.Business Banking-VRM SME (Mashreq Global Network India)

Mashreqguwahati, assam, in
11 hours ago
Job description

Job Purpose

  • Manage a set of existing Platform / Neobiz relationships through outbound calling channels.
  • To achieve assigned financial and non-financial target by calling the customers.
  • Manage all customers focusing on relationship Management & up-selling / deep-selling / cross selling other bank products.
  • customer's needs & profiling.
  • Responsible for quality & soundness of assigned Platform / Neobiz (KYC reviews, monitoring for due diligence, anti-money laundering procedures etc).
  • Providing Excellent Customer Service to customer

Key result Areas

  • Ensure assigned FER & other financial KPI’s are delivered
  • Ensure to call all newly opened account assigned to Platform / Neobiz if any to introduce their VRM assigned to their account
  • Generate FX, Trade (LC etc), Bank Guarantees, Insurance and Investment revenue
  • Ensure to maintain / elevate the agreed funding of the account.
  • Maintain a superior customer services experience.
  • Conduct conference calls with product advisors with high potential clients.
  • Maintain portfolio quality by ensuring timely update of KYC, Tland all other aspects of governance
  • Assist compliance / AML / FP&I and all governance units without tipping off a customer
  • Adherence to all regulatory requirements for financial offerings and raise alarms identifying any misconduct or a breech in the portfolio
  • Resolve customer queries by rigorously following up on cases with internal departments and closing the same in the given turnaround time
  • Support resolution of customer complaints related to rates, schedules, document requirements and transactional query
  • Implement and maintain complete control aspects i.e. documentation, periodical client visits (if required) / call reports, stock inspections and formal credit checks / informal market feedback to monitor the assigned portfolio effectively.
  • Maintain acceptable portfolio quality.
  • Liaise with superiors and direct reports within the business units, Risk Management and related enabler units within the bank to achieve business objectives.
  • Update team manager and area manager on regular / weekly for better controls on sales and relationship management.
  • Operating Environment, Framework and Boundaries, Working Relationships

  • Operates in an assigned business environment where the interface with customers is over the telephone, email, and Face to Face if required.
  • Operates within standard rules and guidelines set by the Bank and additional ones set by priority banking.
  • The Job holder needs to work closely with branches, SME central teams, compliance & all governance units.
  • Awareness of FX markets, Insurance, Investments, global financial markets, trade & working capital offerings of the bank.
  • Adherence to SOP & ensuring quality service to the NEOBiz-portfolio.
  • Problem Solving

  • Complaint resolution mostly related to explaining procedures or providing information regarding Platform / Neobiz banking. First point resolution,
  • Getting to root cause analysis and reversals of charges where necessary as per ADM.
  • Decision Making Authority & Responsibility

  • The job requires the job holder to possess skills to review customer relationships, bank’s policies, and financial objectives to take decisions on charges reversal, account maintenances, cheque book issuance, deviation recommendations, providing FX rates.
  • Operation risk management through active reporting, analysis 7 monitoring
  • Limited to certain functions which enable on-the-spot problem resolution.
  • Knowledge, Skills and Experience

  • University Graduate (preferably with some finance / banking or maths component).
  • Excellent knowledge of business banking products – FX, TWC, Insurance & investments
  • Minimum 3-5 years of experience in business banking as RM / VRM.
  • Excellent communication skills (Oral and written)
  • Very customer focused
  • Computer literate
  • As per the organization competency framework

    Behavioral Competency

    COMPETENCY

    Level (1-4)

    (1-Basic 4- Sr. Managerial)

    Adaptability and Innovation

    Level 3

    Commitment to Results

    Level 4

    Communication Skills

    Level 4

    Influence and Negotiation

    Level 3

    Planning and Organizing

    Level 3.

    Create a job alert for this search

    Virtual Relationship • guwahati, assam, in

    Related jobs
    • Promoted
    Manager Management Consulting

    Manager Management Consulting

    Mercados Energy Markets IndiaShillong, Meghalaya, India
    We are seeking a skilled and experienced Commercial Support Consultant to provide comprehensive support to Meghalaya Energy Corporation Limited (Holding Company) (MeECL) and Meghalaya Power Distrib...Show moreLast updated: 21 days ago
    • Promoted
    Regional Head NRI Virutal Channel

    Regional Head NRI Virutal Channel

    Quotient Consultancyguwahati, assam, in
    Leading bank Hiring Cluster Manager Branch Banking & Regional Head NRI Virtual.Interested please call MAHEK 9137263337 and share CV at quotientconsultancy@gmail. Cluster Manager Branch Banking.Show moreLast updated: 26 days ago
    • Promoted
    • New!
    Montessori Teacher

    Montessori Teacher

    BDW International SchoolShillong, Meghalaya, India
    Montessori Teacher – Pre-Primary.BDW International School, Shillong (Meghalaya).BDW International School is seeking passionate and dedicated Montessori educators to join our dynamic learning commun...Show moreLast updated: 13 hours ago
    • Promoted
    Business Development Manager - Staffing Services

    Business Development Manager - Staffing Services

    Zyxware Technologiesguwahati, assam, in
    Business Development Manager - Staffing Services.We are seeking a results-driven Business Development Manager to drive revenue growth by acquiring new clients and expanding our staffing services ac...Show moreLast updated: 30+ days ago
    • Promoted
    Execution Team Manager - Vanan Online Services

    Execution Team Manager - Vanan Online Services

    Vanan Services Inc.guwahati, assam, in
    Optimized Job Post – Project Delivery & Vendor .Relations Manager (Remote – India) .Job Title : Project Delivery & Vendor Relations Manager (Remote – India) . Location : Remote – Anywhere in India .Ex...Show moreLast updated: 17 days ago
    • Promoted
    Mercados Energy Markets - Manager - Commercial Support - Management Consulting

    Mercados Energy Markets - Manager - Commercial Support - Management Consulting

    Mercados EMIShillong,Meghalaya, India
    We are seeking a skilled and experienced Commercial Support Consultant to provide comprehensive support to Meghalaya Energy Corporation Limited (Holding Company) (MeECL) and Meghalaya Power Distrib...Show moreLast updated: 25 days ago
    • Promoted
    Head - Merchant Enterprise Sales, Key Accounts & Partnerships

    Head - Merchant Enterprise Sales, Key Accounts & Partnerships

    Flexmoney Technologies Pvt Ltdguwahati, assam, in
    Company : Flexmoney Technologies Pvt.Flexmoney’s mission is to “Re-imagine Consumer Finance” for the mobile-first digital. Our omni-channel digital affordability platform enables merchants, brands an...Show moreLast updated: 30+ days ago
    • Promoted
    • New!
    Wealth Manager (Hiring for Motilal Oswal Wealth Management )

    Wealth Manager (Hiring for Motilal Oswal Wealth Management )

    KG Engineering & Consultancyguwahati, assam, in
    Motilal Oswal Wealth Management (MOWM), also referred to as Motilal Oswal Private Wealth (MOPW) is the dedicated wealth management division of. Motilal Oswal Financial Services (MOFSL).Indian financ...Show moreLast updated: 11 hours ago
    • Promoted
    • New!
    Private Wealth Management Specialist

    Private Wealth Management Specialist

    TekPillar®guwahati, assam, in
    Years in Private Wealth Management.Based on current CTC and interview.We are hiring experienced Relationship Managers for our Private Wealth Division. The ideal candidate will have strong experience...Show moreLast updated: 10 hours ago
    • Promoted
    Cyber Security Consultant

    Cyber Security Consultant

    Talent IntegratorsShillong,Meghalaya
    Description : Location : Shillong, Meghalaya, India Job Type : Contract (2 Years, Extendable Based on Performance) Grade : C...Show moreLast updated: 23 days ago
    • Promoted
    Project from MeitY - opportunity for 2 JRF cum PhDs and 2 interns at IIIT Guwahati

    Project from MeitY - opportunity for 2 JRF cum PhDs and 2 interns at IIIT Guwahati

    Indian Institute of Information Technology GuwahatiHajo, Assam, India
    Great research opportunity at IIIT Guwahati!.Ministry of Electronics and Information Technology (MietY) project.Edge Service Caching Security : Tools for ML-Driven Vulnerability Analysis and Mitiga...Show moreLast updated: 20 days ago
    • Promoted
    Sales Hunter - US Market

    Sales Hunter - US Market

    ACL Digitalguwahati, assam, in
    Sales Hunter – US Market (Based in India).Noida / Bangalore / Hyderabad / Pune / Chennai / Remote.Please share your updated profile to sugantha. Digital, Product Engineering, and Enterprise Solutions....Show moreLast updated: 13 days ago
    • Promoted
    Sales Representative – GPU Cloud & AI Infrastructure

    Sales Representative – GPU Cloud & AI Infrastructure

    Novacore Innovations Private Limitedguwahati, assam, in
    Novacore Innovations is building India’s next-generation.AI, ML, and enterprise workloads.NVIDIA Blackwell and H100 servers. We’re looking for a driven and entrepreneurial.India’s most innovative st...Show moreLast updated: 11 days ago
    • Promoted
    Customer Relationship Executive

    Customer Relationship Executive

    SWITRUS HOLIDAYSguwahati, assam, in
    Job Title : Customer Relations Executive (Tele-Sales).We are looking to hire an experienced, customer-oriented Customer Relation. Executive to utilize inbound and outbound telephone calls to achieve...Show moreLast updated: 10 days ago
    • Promoted
    Principal

    Principal

    Rocket Capitalguwahati, India
    Principal – Private Credit (India).USD ( ~INR 50 Lakhs) per year + competitive performance-linked bonuses.Rocket Capital is the asset management arm of Rocket, investing across Private Equity, Vent...Show moreLast updated: 10 days ago
    • Promoted
    • New!
    Preprimary Montessori Facilitator

    Preprimary Montessori Facilitator

    BDW International SchoolShillong, Republic Of India, IN
    Montessori Teacher – Pre-Primary.BDW International School, Shillong (Meghalaya).BDW International School is seeking passionate and dedicated Montessori educators to join our dynamic learning commun...Show moreLast updated: 11 hours ago
    • Promoted
    • New!
    Business Development- Distribution Corporate tie up NDs, and Banks

    Business Development- Distribution Corporate tie up NDs, and Banks

    Talent Leads HR Solutions Pvt Ltdguwahati, assam, in
    AMC or Mutual Fund client is looking out.Reports to (Position) : SVP & Head – Business Development.Managing key relationships across NDs, and Banks. Managing product recommendations and tie-ups.Manag...Show moreLast updated: 11 hours ago
    • Promoted
    Senior Sales Development Representative – North America Market

    Senior Sales Development Representative – North America Market

    Algonomyguwahati, India
    Job Title : Senior Sales Development Representative – North America Market.At Algonomy, we power the world’s leading retail and e-commerce brands with AI-driven personalization solutions.We’re on a ...Show moreLast updated: 12 days ago