Software Engineer

About Balancehero

Balancehero India Pvt. Ltd. (BHI), a wholly owned subsidiary of Balancehero Co. Ltd., Korea, operates the mobile app True Balance – a one-stop destination for financial services. Founded in 2014 by Charlie Lee, Balancehero entered India in 2016 and has since evolved into a comprehensive platform offering loans, utility payments, pay-later options, and commerce services.

Its subsidiary, True Credits Private Limited , is an RBI-licensed NBFC dedicated to bridging India’s financial gap by making credit accessible to all.

About True Balance

True Balance, owned by the Balancehero Group, is an RBI-authorized PPI issuer providing instant loans, bill payments, and mobile recharges through True Credits Pvt. Ltd. and other RBI-approved partners. Since its India launch in 2016, it has secured over US $84 million in funding from global investors like SoftBank, Naver, and Line . Its mission is to be the go-to financial platform for the next billion Indians, supporting Digital India and financial inclusion.

About True Credits

Established in 2019, True Credits is an RBI-licensed NBFC offering fast, reliable, and hassle-free financing solutions for personal and business needs, with a strong focus on unbanked users.

Job Description – Back-End Developer

Experience required - 1-3 years

What We’re Looking For :

• B.Tech / MS in Computer Science, Engineering, or related field
• Strong hands-on experience in Java, Data Structures, Algorithms, Design Patterns
• Deep understanding of JVM internals (class loading, memory management, transaction management, multithreading)
• Experience with Spring Boot, Microservices Architecture (MSA)
• Proficiency in SQL / MySQL, ORM, caching concepts, event-driven programming
• Familiarity with collaboration tools ( Git, Jira, Confluence, Slack )
• Ability to work closely with product, legal, and business stakeholders

Nice to Have :

Responsibilities :