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RC&WC - MC : Credit Analyst (Mid-Corporates) Senior Manager

RC&WC - MC : Credit Analyst (Mid-Corporates) Senior Manager

ConfidentialMumbai
30+ days ago
Job description
  • Review of credit proposals ensuring adherence to the credit policy of the bank and other external and internal guidelines
  • Ensure the quality of proposals and credit appraisal to minimize delinquency and build portfolio of expected quality.
  • Gather market intelligence with other financial institutions and entities to understand the market dynamics and risk trends, and to use necessary information for taking credit decisions
  • Appraise the sanctioning authority on all the strengths and weaknesses of the proposal and all the critical information and insights required for decision making.
  • Monitor the accounts to ensure maintenance of a healthy portfolio. Regular site visits and promoter level interactions for better portfolio monitoring.
  • Manage the relationship with various functions and departments within the bank to ensure collaboration and alignment to organizational objectives
  • Qualifications

    Optimal qualification for success on the job is :

    • Graduation / Post- Graduation (MBA / CA preferred) from a recognized institute
    • Experience in assessing credit of Corporate clients
    • Role Proficiencies :

      For successful execution of the job, the candidate should possess :

    • Knowledge of credit, industry and product trends
    • Knowledge of regulatory guidelines and norms
    • Good communication (both verbal and written) skill in both English and the local language
    • Ability to handle pressure and meet deadlines
    • Skills Required

      Credit Analysis, Credit Rating, Banking Products

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    Senior Analyst • Mumbai

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