No longer accepting applications
Zonal Credit Manager
Green Start Management Consultancyhosur, tamil nadu, in1 day ago
Job descriptionBuild and manage the zonal credit structure with decentralized assessment & centralized decision-making . Maintain strong credit norms ensuring low delinquency and superior portfolio quality . Oversee credit underwriting, risk assessment, fraud control & business support . Conduct portfolio analytics, risk reviews & MIS reporting . Improve workflows, credit processes, and system modules. Drive enhancements in product design & credit programs . Manage high-volume credit operations across the zone. Lead a team of 40+ credit, operations & support staff . Maintain productivity, quality & TAT across branches. Oversee loan operations, disbursements, banking & collection support . Work closely with HO, Regional teams, Sales, Credit & Risk . Manage LMS updates, customer service workflows & documentation controls . Handle PDC / ECS / NACH / CKYC , EMI banking & daily / monthly reconciliations. Monitor fund flows, liquidity planning, and working capital availability. Drive operational excellence through automation & process re-engineering . CA / CWA / MBA–Finance / PGDM–Finance 15+ years in Credit, Underwriting, Credit Operations & Risk Assessment. Strong exposure to NBFC / Housing Finance / Affordable Housing . Must have 10–12+ years in NBFC handling small-ticket secured loans . Mandatory : Experience leading a team of 40 or more . Strong leadership, people management & decision-making skills. Experience across Sales support, Credit, Collections coordination, Operations & Customer Service. Strong in analytics, system implementation, automation & process improvements. Ability to drive digital initiatives and enhance internal efficiencies.
Green start Hiring
Job Title : Zonal Manager – Credit Affordable Home Loans(ticket size 5-25 lakhs)
Department : Credit
Reporting To : National Manager – Credit
Location : Chennai
Age Group : Up to 40 years
Team Size : Must have led a team of at least 30 members
Role Overview
Responsible for managing the end-to-end credit function for the zone , ensuring strong underwriting, adherence to credit policies, operational efficiency, and portfolio quality. The role covers customers with documented and undocumented income profiles within the housing finance segment.
General Responsibilities
- Lead the credit & underwriting function for the zone.
- Implement and enforce credit policies, processes & guidelines .
- Ensure full compliance with NHB norms, internal policies & TAT .
- Review & refine credit policies relevant to affordable housing & informal income segments .
Principal Accountabilities
Strategic
Tactical
Supervisory / Operational
Candidate Profile
Education
Experience
Skills
Create a job alert for this search
Manager Manager • hosur, tamil nadu, in
Related jobs
- Promoted
Mashreq - Senior Manager - Market & Traded Credit Risk
Mashreq Global Services Private LimitedBangalore, India Support and work closely with the Head Market & Traded Credit Risk to develop and implement market & traded credit risk management policies, processes and procedures.The Job Holder Would Ov...Show moreLast updated: 30+ days ago
- Promoted
Credit Manager
ConfidentialBengaluru / Bangalore, India Underwriting of Proposals & Business Participationi.Prioritization of proposals to be appraised / underwritten vertical wise.
Compliance of Credit Policy & Proceduresi.Ensure Adherence of Credit Polic...Show moreLast updated: 30+ days ago
- Promoted
Manager - Credit FIG
ConfidentialBengaluru / Bangalore KEY DUTIES & RESPONSIBILITIES OF THE ROLE.Ensuring complete credit under-writing and due diligence of the existing as well as prospective client within defined TAT.
Ensuring best quality of portfoli...Show moreLast updated: 30+ days ago
- Promoted
Credit Manager-Used Cars
ConfidentialBengaluru / Bangalore, India The role bearer has the responsibility to coordinate with sales team to achieve target of the area assigned.The role bearer will be in direct contact with the consumers in order to establish their ...Show moreLast updated: 21 days ago
- Promoted
- New!
Credit Manager
Oyster HR — Global Remote TeamBengaluru, IN Job Opportunity : Credit Manager (Part-Time).Oyster HR — Global Remote Team.At Oyster HR, we partner with leading global businesses to help them hire, manage, and empower talent anywhere in the worl...Show moreLast updated: 2 hours ago
- Promoted
ZONAL CREDIT MANAGER - CROSS SELL
ConfidentialIndia, Bengaluru / Bangalore Develop and implement credit policies and procedures in line with regulatory requirements and organizational objectives.Evaluate creditworthiness of potential borrowers and approve or reject loan a...Show moreLast updated: 23 hours ago
- Promoted
Credit Manager-LAP-HF LOAN AGAINST PROPERTY (LAP)-Credit
ConfidentialBengaluru / Bangalore, India Credit Manager-HF LOAN AGAINST PROPERTY (LAP)-Credit.Looking after credit underwriting of SENP / SEP cases - by having deep understanding of applicants financials and business background post visit...Show moreLast updated: 18 days ago
- Promoted
Credit Risk Manager
Ujjivan Small Finance BankBengaluru, Karnataka, India To ensure implementation of the credit risk management policy approved by the Board.To formulate, review and implementation of risk appetite.
Monitor credit risks on an SFB wide basis and ensure com...Show moreLast updated: 17 days ago
- Promoted
Manager - Credit Risk
NaviBengaluru, Karnataka, India The Risk team at Navi is responsible for identifying, assessing, and mitigating potential risks across the organization.The Credit Risk team, part of the Risk function at Navi, reviews and monitors...Show moreLast updated: 10 days ago
- Promoted
Credit Manager-Affordable Housing Finance-Credit
ConfidentialBengaluru / Bangalore, India Evaluate loan applications and creditworthiness of applicants based on financial data and other relevant factors.Perform detailed analysis of financial statements, bank statements, and credit repor...Show moreLast updated: 2 days ago
- Promoted
Credit reporting / Annual Reviews
Acuity Knowledge PartnersBengaluru, Karnataka, India Credit Rating / Analysis (Associate / Sr.Associate / Delivery Lead / Manager).Job location- Bengaluru (WFO mode).We are looking for a passionate, energetic individual to join our Lending Services divis...Show moreLast updated: 30+ days ago
- Promoted
Navi - Associate Manager - Credit Strategy
NaviBangalore, India About the Team : - The Credit Strategy team at Navi is responsible for developing and optimizing underwriting strategies across our key lending produc...Show moreLast updated: 30+ days ago
- Promoted
Credit Portfolio Manager
ConfidentialBengaluru / Bangalore, India The Actuarial Portfolio Management Credit & Surety team reports directly to the Chief Underwriting Officer of Corporate Solutions.
C&S provides credit risk-based insurance solutions to banks and cor...Show moreLast updated: 21 days ago
- Promoted
Hiring For Credit Manager - Commercial Real Estate
ConfidentialBengaluru / Bangalore Conduct in-depth financial analysis of borrowers in the Commercial Real Estate (CRE) sector.Evaluate cash flows, business models, and risk profiles to support credit decisions.Review financial stat...Show moreLast updated: 30+ days ago
- Promoted
Senior Manager - Credit
ConfidentialBengaluru / Bangalore, India SCM : Second line of defence responsibilities to support the SCO for CIB portfolio Global as part of the Global Risk Services Organization out of Bengaluru.
Initially it will cover geographies includ...Show moreLast updated: 21 days ago
- Promoted
Global Credit Risk Management – Senior Credit Analyst / Manager
ConfidentialBengaluru / Bangalore, India At ABB, we help industries outrun - leaner and cleaner.Here, progress is an expectation - for you, your team, and the world.
As a global market leader, we'll give you what you need to make it happen...Show moreLast updated: 21 days ago
- Promoted
Manager - Credit Audit
ConfidentialBengaluru / Bangalore To execute internal audit of Credit function of the bank as per audit methodology / procedures defined in Internal Audit Policy and applicable external / regulatory requirements.To perform variety of ...Show moreLast updated: 30+ days ago
- Promoted
Location Credit Manager-Commercial Vehicle (CV)-Retail-Credit Common Cost Allocation - CV,CE & SA
ConfidentialIndia, Bengaluru / Bangalore Evaluating Credit requirements of potential customers (Strategic and retail).Underwriting and preparation of credit assessment notes covering detailed analysis of business, management and financial...Show moreLast updated: 23 hours ago