Senior Analyst - Loan Review / Credit Risk Assessment

Job title

SME – Credit Risk Review / Loan Review

Experience

8+ years of experience in credit risk review / loan review of commercial credit (CRE, and C&I preferred) with good understanding of risk policies and framework, credit lines, and counterparty credit risk

Job duties

• Conduct independent, high quality, comprehensive reviews of borrowers across a diverse range of Commercial loan portfolios (CRE and C&I preferred) to assess adequacy of credit quality, loan documentation, credit administration, collateral valuations, risk rating accuracy, and compliance with established policies
• Analyse and interpret borrower specific information, including an independent assessment of repayment capacity, covenant adherence, legal documentation, and industry risk
• Interpreting and applying regulatory feedback and requirements as well as bank policies and credit standards and evaluate adherence of reviewed credits to these policies, credit standards, risk limits, and regulatory guidance
• Produce workpapers documenting review findings for internal presentation to bank management and external presentation to Line of Business partners and Regulatory review

Qualification

CA / CPA / MBA Finance / Graduate in Finance (Accounting)

Skills required

Skills Required

Loan Origination, Underwriting, remediation , Portfolio Management