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Credit Officer - Delhi

ConfidentialDelhi NCR, Delhi

30+ days ago

Job description

Credit Appraisal Underwriting / recommending of proposals for non-collateral / collateral backed education loan.

Process Understanding process and policies and implementing the same to ensure smooth transactions.

Training- Provide training to CPAs so that they work in synergy with the companies policies and norms

Delinquency Management for the location

Vendor / Cost management managing the outsource agencies and ensure TAT is maintained by these agencies.

Quality Management in terms of Audit, Compliance and Hind sighting

PDD Management controlling and tracking PDDs through proper MIS for the location

Key Performance Indicators

Login to Recommendation TAT
Maintaining Audit Compliance and errors in Hind sighting
Training
Delinquency control as per budget
Cost management
New initiatives

Technical Competencies / Skills

Financial Appraisal of Salaried and Self Employed loan proposals
Knowledge of Unsecured and Mortgage Lending Business
Basic knowledge of Banking
Good Knowledge of computer applications

Personal Attributes

Leadership Qualities
Drive for results
Strategic Orientation
Customer Centricity

Qualification -

Graduate / Post Graduate

Skills Required

Leadership, strategic orientation , TAT, Audit

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Credit Officer • Delhi NCR, Delhi

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