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Credit Officer - Delhi

Credit Officer - Delhi

ConfidentialDelhi, Delhi NCR
30+ days ago
Job description
  • Credit Appraisal Underwriting / recommending of proposals for non-collateral / collateral backed education loan.
  • Process Understanding process and policies and implementing the same to ensure smooth transactions.
  • Training- Provide training to CPAs so that they work in synergy with the companies policies and norms
  • Delinquency Management for the location
  • Vendor / Cost management managing the outsource agencies and ensure TAT is maintained by these agencies.
  • Quality Management in terms of Audit, Compliance and Hind sighting
  • PDD Management controlling and tracking PDDs through proper MIS for the location

    • Key Performance Indicators

    • Login to Recommendation TAT
    • Maintaining Audit Compliance and errors in Hind sighting
    • Training
    • Delinquency control as per budget
    • Cost management
    • New initiatives

      • Technical Competencies / Skills

    • Financial Appraisal of Salaried and Self Employed loan proposals
    • Knowledge of Unsecured and Mortgage Lending Business
    • Basic knowledge of Banking
    • Good Knowledge of computer applications

      • Personal Attributes

    • Leadership Qualities
    • Drive for results
    • Strategic Orientation
    • Customer Centricity

      • Qualification -

      Graduate / Post Graduate

      Skills Required

      Leadership, strategic orientation , TAT, Audit

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    Credit Officer • Delhi, Delhi NCR

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