We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 2-7 years of experience in the BFSI industry, with expertise in credit analysis and risk management.
Roles and Responsibility
- Conduct thorough credit analysis to assess customer creditworthiness.
- Develop and implement effective credit policies and procedures to minimize risk.
- Collaborate with cross-functional teams to ensure seamless credit processing.
- Monitor and analyze credit portfolio performance to identify areas for improvement.
- Provide expert guidance on credit-related matters to internal stakeholders.
- Stay updated with regulatory changes and industry trends to enhance credit operations.
Job Requirements
Strong understanding of credit principles, including credit scoring and risk assessment.Proficiency in credit software applications and systems.Excellent analytical and problem-solving skills with attention to detail.Ability to work effectively in a fast-paced environment with multiple priorities.Strong communication and interpersonal skills to build relationships with customers and colleagues.Experience working in the BFSI industry, preferably in a similar role.Skills Required
Credit Analysis, portfolio performance analysis , Stakeholder Management, Risk Assessment, Communication Skills