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Credit Officer

Credit Officer

ConfidentialKanchipuram, Chennai
9 days ago
Job description

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 2-7 years of experience in the BFSI industry, with expertise in credit analysis and risk management.

Roles and Responsibility

  • Conduct thorough credit analysis to assess customer creditworthiness.
  • Develop and implement effective credit policies and procedures to minimize risk.
  • Collaborate with cross-functional teams to ensure seamless credit processing.
  • Monitor and analyze credit portfolio performance to identify areas for improvement.
  • Provide expert guidance on credit-related matters to internal stakeholders.
  • Stay updated with regulatory changes and industry trends to enhance credit operations.

Job Requirements

  • Strong understanding of credit principles, including credit scoring and risk assessment.
  • Proficiency in credit software applications and systems.
  • Excellent analytical and problem-solving skills with attention to detail.
  • Ability to work effectively in a fast-paced environment with multiple priorities.
  • Strong communication and interpersonal skills to build relationships with customers and colleagues.
  • Experience working in the BFSI industry, preferably in a similar role.
  • Skills Required

    Credit Analysis, portfolio performance analysis , Stakeholder Management, Risk Assessment, Communication Skills

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    Credit Officer • Kanchipuram, Chennai

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