This job offer is not available in your country.
Senior Manager - SME
ConfidentialPune30+ days ago
Job descriptionEvaluate and underwrite SME business proposals across product lines (Fire, Property, Engineering, Marine, etc.) based on risk assessment and underwriting guidelines. Conduct detailed analysis of proposals, assess risk exposures, and decide on appropriate terms, pricing, and conditions. Collaborate with distribution channels and sales teams to provide technical underwriting support and enable business growth. Ensure adherence to company policies, reinsurance guidelines, regulatory norms, and underwriting frameworks. Handle renewals and endorsements with a sharp focus on retention and profitability. Participate in development and review of underwriting guidelines, process improvements, and system enhancement initiatives. Work with actuarial and product teams to offer feedback from the ground and support portfolio-level decisions. Support audits, MIS reporting, and data analysis related to the SME book. Train and support junior underwriters or branch staff on underwriting practices when required.
Desired Candidate Profile :
- Graduate / Postgraduate with a preference for candidates with a background in insurance, engineering, or finance.
- 5 to 9 years of experience in General Insurance , specifically in SME or Commercial Lines underwriting.
- Strong knowledge of SME insurance products and underwriting principles.
- Excellent analytical, decision-making, and risk evaluation skills.
- Good communication and interpersonal abilities to interact with internal stakeholders and clients.
- Familiarity with IRDAI regulations and compliance aspects related to underwriting.
- Proficient in MS Office, underwriting tools, and internal systems.
Skills Required
Underwriting, Insurance underwriting, Sme
Create a job alert for this search
Senior Manager • Pune