Manager / Assistant Manager - Corporate Card Underwriting

Role & responsibilities :

This position would include the mentioned set of responsibilities but not limited to :

• Underwrite corporate card applications which includes interpreting and analyzing financial statements, understanding and having an informed view of the borrowers credit facilities, interpreting the CIBIL and CMR reports amongst others
• Should have good understanding on legal aspects of documentation requirements w.r.t application form, board resolution, undertakings, auto-debit mandates etc.
• Should be able to decision correctly and properly in terms of assigning corporate card limits balancing risk management norms along-with facilitating adequate corporate spends.
• Should be able to mentor and coach team-members to help improve the quality of approval notes and the teams ability to correctly analyze financial information
• Should be able to effectively and with clarity address queries from sales Teams and should work towards minimizing the same
• Underwrite corporate card applications through a holistic approach involving taking a 360-degree view of the corporate including the industry in which it operates, news & updates related to the corporate and any information which is discernible through social media
• Should working towards clearing pendency's without compromising on quality
• Should also be able to contribute in improving and further building of MIS and dashboarding pertaining to corporate card underwriting.

Job specific skills :

Applicants should possess the following attributes :

(ref : iimjobs.com)