Business Analyst – FinTech Payments Domain

Key Responsibilities

Business Analysis & Requirements Management

Collaborate with business stakeholders to gather analyze and document business requirements for new and existing payment products or platforms.

Translate business objectives into detailed functional specifications user stories and process flows.

Conduct gap analysis and recommend scalable regulatory-compliant solutions in the payments space.

Partner with technology teams to ensure business requirements are clearly understood and implemented effectively.

Validate solutions through user acceptance testing (UAT) and ensure alignment with business goals.

Payments & FinTech Domain Expertise

Analyze and design workflows for various payment processing systems including card payments digital wallets ACH SWIFT RTP and instant payments.

Understand payment gateways merchant acquiring switching and settlement processes.

Ensure compliance with industry standards and regulations such as PCI DSS PSD2 ISO 20022 and local payment regulations.

Collaborate with risk compliance and fraud teams to incorporate KYC / AML requirements into product design.

Support product managers in designing innovative financial solutions such as embedded payments open banking APIs and cross-border remittances.

Qualifications :

Experience : 610 years

We are seeking a dynamic and detail-oriented Business Analyst with strong experience in the FinTech industry particularly in the payments domain. The ideal candidate will bridge the gap between business needs and technology solutions working closely with product engineering and operations teams to deliver high-impact financial and digital payment products.

Required Skills & Experience

Core Competencies

6 years of experience as a Business Analyst in FinTech Banking or Payments.

Strong understanding of payment systems transaction lifecycles and settlement processes.

Experience with requirements gathering UML modeling use case diagrams and workflow documentation.

Exposure to Agile / Scrum methodologies; experience working with tools like JIRA Confluence or Azure DevOps.

Familiarity with APIs microservices and data integration concepts in payment systems.

Excellent analytical problem-solving and communication skills.

Technical & Domain Knowledge

Knowledge of card networks (Visa MasterCard Amex) and real-time payment systems.

Understanding of open banking tokenization and digital identity frameworks.

Exposure to banking-as-a-service (BaaS) payment orchestration or merchant onboarding platforms is an advantage.

SQL or data querying skills for transaction analysis (nice to have).

Additional Information :

At Endava were committed to creating an open inclusive and respectful environment where everyone feels safe valued and empowered to be their best. We welcome applications from people of all backgrounds experiences and perspectivesbecause we know that inclusive teams help us deliver smarter more innovative solutions for our customers. Hiring decisions are based on merit skills qualifications and potential. If you need adjustments or support during the recruitment process please let us know.

Remote Work : No

Employment Type : Full-time

Key Skills

SQL,Agile,Business Analysis,Visio,Waterfall,Business Process Modeling,Requirements Gathering,User Acceptance Testing,Business requirements,SDLC,Systems Analysis,Data Analysis Skills

Experience : years

Vacancy : 1