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Senior Software Engineer - FICO platform

Ford Motor Companychennai, India

21 hours ago

Job description

Manage and administer FICO systems platform, including scorecard implementation, rules configuration, and system optimisation

Translate business requirements into FICO configurations, develop new decision strategies, and implement credit risk origination strategies

Utilise FICO's built-in testing capabilities to validate rule changes, scorecard implementations, and system configurations before deployment

Create and maintain reports to evaluate system performance, monitor scorecard effectiveness, and support champion / challenger testing strategies

Work closely with Risk, IT, and Business teams to enhance credit risk processes and ensure regulatory compliance

Interface with FICO technical teams and manage platform relationships to ensure Ford Credit requirements are met

Lead multiple large-scale projects within aggressive timelines, managing stakeholder expectations and delivering high-quality solutions

Identify opportunities to improve decision system effectiveness and efficiency within the automotive lending context

Engage and communicate effectively with project stakeholders and their teams to actively participate in key projects & initiatives

Desirable :

FICO systems experience strongly preferred
Automotive finance or consumer lending background
Experience with regulatory compliance requirements (FCA, PRA guidelines)
Knowledge of Ford Credit or automotive manufacturer finance operations
Previous experience transitioning from vendor-managed to in-house platforms
Champion / challenger testing methodology experience

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