What the Candidate Will Do
- Analyze Payment Costs : Write and optimize SQL queries to extract and analyze data related to payment transactions, fee structures, and processor charges.
- Invoice Reconciliation : Match actual payment fees with processor invoices to ensure accuracy and identify any discrepancies.
- Payment Fee Optimization : Identify inefficiencies in payment processing costs and suggest actionable strategies to reduce expenses (e.g., routing logic, processor changes, pricing plans).
- Reporting & Dashboards : Build reports and visualizations to communicate fee trends, variances, and optimization opportunities to internal stakeholders.
- Stakeholder Collaboration : Work closely with finance, engineering, product, and vendor teams to ensure alignment and execution of cost-saving initiatives.
- Industry Benchmarking : Stay updated on industry best practices, interchange fee updates, and processor pricing models to support informed decision-making.
Basic Qualifications
Masters degree in Finance, Economics, Data Science, Engineering, or a related field.4+ years of experience in payments, finance, analytics, or operations, preferably in a high-volume transaction environment (e.g., e-commerce, fintech, SaaS).Proficiency in SQL and experience working with large datasets.Strong analytical and reconciliation skills with attention to detail.Strong affinity for numbers with the ability to connect data-driven insights to real-world payment cost drivers and operational decisions.Proficient in Excel / Google Sheets, Pivot Tables and data visualization tools (e.g., Tableau, Looker, Power BI).Excellent communication skills, both written and verbal.Ability to work independently and manage multiple priorities. Ability to work in a fast paced environment and manage multiple tasks.Solid problem solving skills - the ability to break down complex problems and define a plan and the expected outcome.Preferred Qualifications
Strong knowledge of SQL, and experience with building data visualizations and dashboards.Strong knowledge of Excel / Google Sheets with advanced Excel functions and experience with Pivot TablesExperience with payments cost analysis is a plus. Familiarity with interchange fee, scheme fees.Knowledge of the economic, legal, regulatory, and technical trends in the payments industrySkills Required
Sql, Excel, Tableau, Power Bi