A Position Overview
Position Title
Department
Operations UnderwritingLevel / Band
401Role Summary
Responsible for Health claim processing (including End to End processing of claims) & TAT managementExpertise in reviewing claim documents, medical opinions and understanding policy terms and conditionsRisk assessment and triggering verification of suspicious claimsShould be able to coordinate with FIU team, sales team, product team, legal team, complaints team, vendors etc for claims processing, escalations & litigation cases etc.Team managementB Organizational Relationships
Reports To
Senior ManagerSupervises
AMC Job Dimensions
Geographic Area Covered
Pan IndiaStakeholders Internal
FIU team, sales team, product team, legal team, complaints teamExternal
Customer / Policyholder, Vendor- Prorisk / Medi AssistD Key Result Areas
Organization Process
Key ContributionTo ensure quality & accuracy of Health Claim processesGood knowledge on insurance & products & ability to take claim decisions as per policy terms and conditionsEnsure 100% quality completion of Claim decisionEnsure all cases are received by the department as per the specified inter & intra department SLAs.Presenting case summary and representing to reinsurers, communicating with distribution stakeholdersEnsure adherence to defined claims TAT & decision accuracyMentor, guide & train new team membersEnsure quality & accuracy of Claims processSharing feedback and conducting meetings with the relevant stakeholders time to timeEvaluate emerging trends, competition practices and propose recommendations to senior managementShould be able to work on weekends and second shiftManaging the entire team and responsible for End to end TATs of Health claims as per regulatory guidelinesE Skills Required
Technical
Medical background- Education - minimum BAMS / BHMS / BDSExperience - insurance experience, life + Health UW / claimsEffective presentation and interpersonal skillsGood system skills in Excel / WordMultitaskingBehavioral
EssentialAnalytical & Excel SkillsCommunication skillsSupervising / Leadership skillsTeamwork SkillsInfluencing skillsRelationship Building skillsDecision making skillsF Incumbent Characteristics
Essential
QualificationDoctorExperience
8-12 years of experience in Health claim processingSkills Required
Leadership, medical background , Decision Making, Analytical Skills, Excel