Intern - Credit Analytics
Bengaluru or Gurugram
ONGPL – Credit Analytics
The incoming resource will be expected to work on detailed financial models and draft credit reports. We are looking for candidates with strong financial analysis concepts & communication skills. The role maybe is individual contributor role.
Job Responsibility
- Developing detailed financial model comprising transaction details, financial statement analysis, projections, ratio analysis, credit metrics, amongst others
- Conducting detailed analysis of loan opportunities across various sectors in different geographies
- Conducting sensitivity analysis on projections – for stress testing on loans for serviceability
- Identifying deal specific covenants which can act as early warning signals while monitoring loans.
- Drafting credit reports with key takeaways on opportunity; report has to be concise, easy to read format for credit and risk to review and comment.
- Detailed industry / market studies to understand operating environment of borrower.
- Interacting with clients to discuss data gaps, inconsistencies, analytical frameworks etc.
Desired Skills
Ability to draft credit reports.Strong financial analysis – thorough understanding of accounting / financial conceptsStrong communication skills – interacting with Debt Directors, clients & other stakeholders in UK and / or USPersonal drive (proactive), flexible, creative (thinks out of the box), result driven, responsible, curious, team player and fast learner.Qualification
CA / MBA freshers or CA pursuing final examsHands on attitude, willing / capable to understand the big picture.Ability to succeed in a culture where change and speed are part of daily work.We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.
Skills Required
projections, sensitivity analysis, Ratio Analysis, Financial Statement Analysis