Role Purpose
- Underwriting strategy.
- Assess proposals basis usage.
- Understand and derive financial trends of applicants.
- Prepare management OR credit committee level approval proposals.
- Manage strategic portfolio with ample portfolio indicator to identify early warnings / trends to consume in process / policies.
Accountability Cluster 1
Adherence to turn around times (TAT) on customer loan requests, as per the agreed service level agreements (SLA)Accountability Cluster 2
Ensuring adherence to internal Policy and processes by Maintaining regulatory compliance.Maintain system data quality.Accountability Cluster 3
Comprehensive profile study and financial analysis and proposal making.Should be well versed in financial ratios, viability studies, Cash flows, entity net worth check.Accountability Cluster 4
Team monitoring, mentoring and appraisals.Accountability Cluster 5
Timely input on policy enhancements and optimization.Accountability Cluster 6
Knowledge of regulatory reporting on account status and monitoring.Accountability Cluster 7
Understanding market dynamics and frequent visits to customers.Portfolio monitoring and reporting to management and relevant stakeholders.Skills Required
Underwriting, Credit Management