About Us
JOB DESCRIPTION
SBI Card is a leading pure-play credit card issuer in India, offering a wide range of credit cards to cater to diverse customer needs. We are constantly innovating to meet the evolving financial needs of our customers, empowering them with digital currency for seamless payment experience and indulge in rewarding benefits. At SBI Card, the motto 'Make Life Simple' inspires every initiative, ensuring that customer convenience is at the forefront of all that we do. We are committed to building an environment where people can thrive and create a better future for everyone.
SBI Card is proud to be an equal opportunity & inclusive employer and welcome employees without any discrimination on the grounds of race, colour, gender, religion, creed, disability, sexual orientation, gender identity, marital status, caste etc. SBI Card is committed to fostering an inclusive and diverse workplace where all employees are treated equally with dignity and respect which makes it a promising place to work.
Join us to shape the future of digital payment in India and unlock your full potential.
What's In It For YOU
- SBI Card truly lives by the work-life balance philosophy. We offer a robust wellness and wellbeing program to support mental and physical health of our employees
- Admirable work deserves to be rewarded. We have a well curated bouquet of rewards and recognition program for the employees
- Dynamic, Inclusive and Diverse team culture
- Gender Neutral Policy
- Inclusive Health Benefits for all - Medical Insurance, Personal Accidental, Group Term Life Insurance and Annual Health Checkup, Dental and OPD benefits
- Commitment to the overall development of an employee through comprehensive learning & development framework
Role Purpose
The role is responsible for creating and owning the Model Risk management policy for the company. Additionally, this role will develop Fraud insights to enable the Risk function to become the Second line of defence for Fraud management.
Role Accountability
Create & own model risk management policyEnsure External validation for Models as per policyDevelop ML model explanability framework / model performance tracking capabilitiesManage the model governance processes as per defined the policyReview models across the org and provide inputs and highlight risks prior to model approvalPublish Model monitoring MIS & AlertsEstablish new model approval thresholdsReview new model approval request and recommed for approval / additional informationDevelop Fraud insights and reporting enabling Risk function to function as Second line of defence for FraudDevelop and refresh stress testing models and publish associated MISDevelop challenger and models, target definitions, early performance indicatorsHandle and address queries from Auditors on Model governanceMeasures of Success
Timely and accurate generation of all MIS & ReportsTimely review of model approval requestCreate and maintain model inventory for the organizationTimely and accurate updation of process documentationProcess Adherence as per MOUFraud MIS, KPIs, and calendarTechnical Skills / Experience / Certifications
Good knowledge of SAS, MS Office, BI tools (SAS VA / Tablueau / Qlikview) etc. Knowledge of R / Python preferedAbility to understand all credit card related data elementsStrong understanding of modelling concepts and model monitoring as a line of defenseAbility to work in a distributed data storage environmentCompetencies critical to the role
Teamwork and CollaborationAnalytical abilityProblem solving skillsQualification
Graduation / Master's degree in computer applications, economics, statistics, operations research, mathematics, engineering, business, or related field with a strong quantitative emphasis
Preferred Industry
BFSI
Skills Required
Bi Tools, Sas, Qlikview, Sas Va, Ms Office, Python