Ujjivan Small Finance Bank - Manager - Assets Strategy

Key Responsibilities :

• Support creation and periodic review of the Bank's medium- to long-term Assets Strategy in alignment with organizational priorities.
• Translate strategic objectives into actionable business plans with measurable milestones across Retail, SME, Corporate, and Agri Lending portfolios.
• Collaborate with product, credit, risk, and distribution teams to ensure seamless execution of strategic initiatives.
• Develop and monitor asset deployment strategies to achieve target yields, maintain balanced portfolio mix, and manage concentration risks.
• Identify and drive initiatives aimed at sustainable asset growth, improved portfolio profitability, and enhanced channel productivity.
• Support initiatives that promote risk-adjusted growth and efficient capital utilization.
• Conduct in-depth market research and competitive benchmarking to identify emerging trends, customer needs, and business opportunities.
• Analyze macroeconomic indicators, industry trends, and regulatory developments impacting the Bank's lending strategy.
• Provide data-driven insights to support leadership decisions on portfolio expansion, diversification, and innovation.
• Define, track, and report key performance indicators (KPIs) to assess the effectiveness and outcomes of strategic initiatives.
• Ensure timely and accurate performance reporting to senior management through dashboards and review frameworks.
• Support annual strategic planning and quarterly business reviews for the assets portfolio.
• Partner with Finance, Risk, and Operations teams to ensure alignment between growth strategy, credit quality, and cost objectives.
• Support governance processes for evaluating new product proposals, policy changes, and portfolio / CA / CFA or equivalent qualification in Finance, Strategy, or Banking.

Experience :

(ref : iimjobs.com)