Credit Risk Analyst

PLEXO HR SolutionsRepublic Of India, IN

30+ days ago

Job description

Job Mode : Work From Office

Job Type : Full-time

Working Days : 5

Industry : Fintech

About the Company :

It is a publicly listed, tech-first NBFC powering India’s digital lending revolution.

We’ve scaled rapidly by building a 100% digital, zero-manual-intervention lending backbone.

Now, as we step into our 10 → 100 growth journey, we’re looking for someone hungry to own

finance, drive growth, and sit at the heart of decision-making.

What You’ll Do :

Develop and manage credit strategies for unsecured personal loans .
Work on digital underwriting processes and real-time decision engines to support faster, smarter credit decisions.
Collaborate with product and data teams to strengthen risk assessment frameworks.
Oversee key parts of the loan lifecycle , including disbursement, repayment, and collections.
Monitor portfolio performance and formulate risk mitigation measures. Stay informed about regulatory updates, credit trends, and industry benchmarks.

What We’re Looking For :

Minimum 5+ experience in unsecured personal loans , preferably in a digital lending environment.

Strong understanding of digital lending platforms, including underwriting and designing credit policies.

Experience working with a fintech or NBFC , ideally one with its own consumer-facing app.

Analytical mindset and the ability to work with large datasets to make informed decisions.

Strong communication and collaboration skills.

Why Join Us?

Competitive salary and benefits.

Work directly with our CEO and CFO in a high-impact, fast-growing fintech environment.

A fast-paced, collaborative culture that values innovation, ownership, and bold thinking.

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Credit Risk Analyst • Republic Of India, IN

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