Senior Mortgage Credit Analyst

FirstsourceRepublic Of India, IN

13 hours ago

Job description

ABOUT FIRSTSOURCE :

Firstsource Solutions is a leading provider of customized Business Process Management (BPM) services. Firstsource specialises in helping customers stay ahead of the curve through transformational solutions to reimagine business processes and deliver increased efficiency, deeper insights, and superior outcomes. We are trusted brand custodians and long-term partners to 100+ leading brands with presence in the US, UK, Philippines, Mexico and India. Our rightshore delivery model offers solutions covering complete customer lifecycle across Healthcare, Telecommunications & Media and Banking, Financial Services & Insurance verticals. Our clientele includes Fortune 500 and FTSE 100 companies

Underwriter and Senior Underwriter :

Experience required for the Job : 5+ years
Job Location : Mumbai / Chennai / Bangalore / Hyderabad
Key skills : Underwriting, US mortgage

Position Overview

Candidate should have total 5+ years of US mortgage underwriting experience

Well versed with FNMA. FHLMC, knowledge of GNMA and investor guidelines is an additional benefit

Should have good analytical and problem-solving skills

Should have decision-making skill when applying in business judgment

Evaluate complete loan documents and should provide approval or denial decision

Complete review of credit report to verify trade lines, derogatory accounts, public records and credit reconciliation

Thorough income calculation – Salaried income, business income, retired other income and rental income

Complete review of Collateral and property valuation

Assets verification includes borrower’s bank account statement, retirement accounts, mutual funds and other investments.

Credit analysis based on borrower’s Income, Asset, Liability and Collateral (4C of Underwriting) to determine the credit worthiness of a customer

Validating and processing the Loan documents on behalf a Mortgage lender organization.

Evaluating evidence of borrower’s willingness and ability to repay the obligation

Good communication, Presentation skills, Self-motivated and hard working

About you :

Minimum 5 years of Underwriting experience in US Mortgage.

Sound knowledge of US Residential mortgage.

Exposure of Underwriting processes & guidelines.

Excellent critical thinking, problem solving and sound judgment. Analysis and Calculation of qualifying income from Salaried various tax documents such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc.

Note :

Share your resume to the below mentioned WhatsApp Number or Email ID .

Reach out to the same contact number for further information regarding the interview process.

Contact : Abhilash CB

8754145298

abhilash.cbb@firstsource.com

Disclaimer :

Firstsource follows a fair, transparent, and merit-based hiring process. We never ask for money at any stage. Beware of fraudulent offers and always verify through our official channels or abhilash.cbb@firstsource.com

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Credit Analyst • Republic Of India, IN

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