Sr Analyst- Credit decision system- WRBConfidential • Bengaluru / Bangalore, India
Sr Analyst- Credit decision system- WRB
Confidential • Bengaluru / Bangalore, India
10 days ago
Job descriptionFollow standard documentation required for development or enhancement of decision systems. Defining scope, objectives and use-case and business requirements relating to data quality and enrichment. Assist in creating and maintaining data related project schedules by tracking all phases of the project product / service lifecycle, providing timely reporting of issues that impact project progress, coordinating actions, and resolving issues. Retail Risk Operations / Support service Follow standard documentation required for development or enhancement of decision systems. Defining scope, objectives and use-case and business requirements relating to data quality and enrichment. Assist in creating and maintaining data related project schedules by tracking all phases of the project product / service lifecycle, providing timely reporting of issues that impact project progress, coordinating actions, and resolving issues. Group / Country Retail Credit Policy Internal IT partners supporting. Other Business areas such as Product and Operations Suppliers, vendors and consultants Experian Decision Analytics (Vendor for Credit Decision System) Identify and share industry best practices and work with the businesses for their feasibility and implementation. Act quickly and decisively when any risk and control weakness become apparent and ensure they are addressed within an acceptable timeframe and / or escalated through process owners or risk committee Display exemplary conduct and live by the Group's Values and Code of Conduct. Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters. Business Strategy and Model : Good working knowledge of Standard Chartered's Retail lending business and that of peers in the industry. Work closely with various technology / project teams to understand the business meaning of data, and provide analysis and requirements to ensure the data design is fully understood and the development initiatives are in-line with the intended design and standards for Decision System platform. Suggest automation in the areas of Credit and process that will enable in aligning to overall business and organizational strategies. Non-technical Skills : Strong written / oral communication and influencing skills. Ability to create effective work relationships within and across functions & borders. Strong interpersonal skills with the ability to influence and drive consensus Risk Management and Control : Ability to identify, assess, monitor control, and mitigate risks in projects implementation. Able to clearly call out and articulate areas of risk and concerns to senior management and support Governance, Oversight and Controls : In-depth knowledge in writing policy / procedure documents Technical Knowledge : Knowledge and hands on experience on SAS Experience in implementing global projects specifically on Credit automation. Sound technical knowledge in credit strategy implementation via decision system on PCO and NBSM G3 platform. Strong ability to mediate and remediate complex cross functional issues and agree on technical solutions. Experience with Experian Rule Engine Software tools : SM / Strategy Design Studio or / and Power Curve. Strong SQL programming capability / proficiency. Knowledge of mainframe platforms like FDR or Vision Plus, Falcon, Triad, Eagle is added advantage. Knowledge of VBA and Unix is desired. Support the SDLC process (Software Development Life Cycle) of existing systems which includes design, installation, training, support and validation. Act as liaison with external suppliers to troubleshoot system outages and other incidents to ensure performance and stability. Create and maintain documentation related to data, systems, and applications. - Monitor strategies and identify performance issues proactively. Work closely with Senior Leadership and external vendors on projects, incident reporting, and software installations. Bachelor's / Master's Degree in Engineering / Science; 2+ years- experience working in strategy implementation and validation role. Ability to deliver results with minimal supervision. Ability to prioritize and complete a variety of simultaneous tasks. Strong interpersonal and communication skills, including the ability to work effectively with a wide range of end users. Ability to communicate technical information effectively, both written and verbal. Java Language SQL DB Language Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations. Time-off including annual leave, parental / maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. Flexible working options based around home and office locations, with flexible working patterns. Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
Job Summary
- To build, implement scalable, standardized cost-effective Decision system platform using SM / Power Curve Originations - PCO to support credit decision automation and real-time application decision.
- Ensure high quality on strategy deliverables are met within agreed timelines
- Support credit automation and implement strategies in-line with approved Country / Group lending
- Follow standard documentation required for development or enhancement of decision systems.
- Defining scope, objectives and use-case and business requirements relating to data quality and enrichment.
- Assist in creating and maintaining data related project schedules by tracking all phases of the project product / service lifecycle, providing timely reporting of issues that impact project progress, coordinating actions, and resolving issues.
Key Responsibilities
Strategy
Business
Processes
People & Talent
Internal stakeholders.
External stakeholders
Risk Management
Regulatory & Business Conduct
Other Responsibilities
Qualifications
Skills And Experience
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.
Together We
What We Offer
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
Skills Required
Java, Unix, Sas, Power Curve, Vision Plus, Falcon, Sql, fdr, Vba, Pco, eagle
Create a job alert for this search
Credit Analyst • Bengaluru / Bangalore, India
Related jobs
Credit Analyst
ABB • Bengaluru, Karnataka, India
This job is with ABB, an inclusive employer and a member of myGwork – the largest global platform for the LGBTQ+ business community.
Please do not contact the recruiter directly.At ABB, we help indu...Show more
Last updated: 2 days ago • Promoted
Sr. Analyst, Inv. Performance
Confidential • Bengaluru / Bangalore, India
Northern Trust, a Fortune 500 company, is a globally recognized, award-winning financial institution that has been in continuous operation since 1889.
Northern Trust is proud to provide innovative f...Show more
Last updated: 25 days ago • Promoted
Senior Credit Analyst
Branch International • Bangalore, IN
Branch is a leading AI-based lending fintech with 50M+ downloads across India and Africa.We use alternative data to reach millions of people that are largely excluded from the financial sector.Head...Show more
Last updated: 15 days ago • Promoted
Sr Analyst
Confidential • Bengaluru / Bangalore, India
Trade Support Unit is responsible for the strict control of trades booked, liaising with internal departments and escalating to management where appropriate.
TSU assistants work independently from t...Show more
Last updated: 13 days ago • Promoted
Credit Analyst-MM-SUPPORT SERVICES-Credit
Confidential • Bengaluru / Bangalore, India
Monitor the accounts based on the terms stipulated by Sanctioning Authority.Prepare Monthly Monitoring Reports for the portfolio.
Escalate with action plan for non compliances.Manage and address any...Show more
Last updated: 15 days ago • Promoted
Credit Risk Analyst - SAS
Om Careers • Bangalore
We're looking for a highly analytical Credit Risk Analyst for a IT big 4 company.The ideal candidate will be instrumental in developing, implementing, and monitoring our credit risk models and...Show more
Last updated: 30+ days ago • Promoted
Sr Analyst - Reg reporting
Confidential • Bengaluru / Bangalore, India
GBSU / REG Team deals with processes required to comply with various regional regulations in the OTC Derivatives space,for Ex.
DFA, EMIR, HKMA, MAS, MiFID etc.REG Team carry out periodic post reportin...Show more
Last updated: 15 days ago • Promoted
Credit Risk Analyst - SAS / Python
Om Careers • Bangalore
Job Description : Key Responsibilities : <...Show more
Last updated: 30+ days ago • Promoted
RC&WC - MC : Credit Analyst
Confidential • Bengaluru / Bangalore, India
CO-Mumbai / Noida / Bangalore / Chennai / Hyderabad Kolkata.The Wholesale Credit department in the Bank is a Credit Underwriting department for all Large / mid and SME borrowers of the Bank.The department i...Show more
Last updated: 21 days ago • Promoted
Credit Strategy Analyst
Confidential • Bengaluru / Bangalore, India
Helping you make changes that pay off.Updraft is an award winning, FCA-authorised, high-growth fintech based in London.Our vision is to revolutionise the way people spend and think about money, by ...Show more
Last updated: 25 days ago • Promoted
Straive - Fraud Strategy Analyst
SPI TECHNOLOGIES INDIA PRIVATE LIMITED • Bangalore, India
Job Role : Fraud Strategy Analytics Years of Experience : 2 to 10 years Shift Timing : 1 : 00PM IST to 10 : 00PM IST Location : Gurugram mod...Show more
Last updated: 30+ days ago • Promoted
ATR Sr. Analyst
Confidential • Bengaluru / Bangalore, India
At Johnson & Johnson, we believe health is everything.Our strength in healthcare innovation empowers us to build a world where complex diseases are prevented, treated, and cured, where treatments a...Show more
Last updated: 15 days ago • Promoted
Business Analyst - Credit Risk Strategy
Confidential • Bengaluru / Bangalore, India
The analytics team at slice plays a critical role in all the decisions both small and big.As a Business Analyst you will be charged with solving various problems in the company using data.Your job ...Show more
Last updated: 7 days ago • Promoted
AVP-Credit Analysis Regional Lead, CCIB
Confidential • Bengaluru / Bangalore, India
Our Credit Analysts have extensive knowledge of our risk assessment and portfolio risk management framework which they use to support our Account Managers with credit reviews, ongoing risk monitori...Show more
Last updated: 9 days ago • Promoted
Sr. Rule Coding Analyst, Card Fraud Risk Strategy
Confidential • Bengaluru / Bangalore, India
Support transformation of Card fraud strategy to become best in class through effective rule coding, data analysis, transparent communication and process adherence.
Engage and collaborate with group...Show more
Last updated: 25 days ago • Promoted
Business Analyst - Credit Risk / IRB
Confidential • Bengaluru / Bangalore
The Business Analyst will work with Predictive and Modelling Tech team of UK Based Investment Bank and work collaboratively with Country Finance, Treasury, Group and BAU teams to understand require...Show more
Last updated: 30+ days ago • Promoted
Business Analyst - Credit Risk Strategy
slice • Bengaluru, Republic Of India, IN
The analytics team at slice plays a critical role in all the decisions both small and big.As a Business Analyst you will be charged with solving various problems in the company using data.Your job ...Show more
Last updated: 30+ days ago • Promoted
Credit Risk Analyst
Blue Matrix Connect • Bengaluru, Republic Of India, IN
This is a full-time on-site role based in Bengaluru for a Mortgage Underwriter.The Mortgage Underwriter will be responsible for evaluating and approving mortgage loans by assessing the financial ba...Show more
Last updated: 9 hours ago • Promoted • New!