Area Credit Manager -Commercial Banking – Agri Business

Roles and Responsibilities Handling Team of Credit Managers and ownership of assigned portfolio of entire

Tamil Nadu.

Strong domain knowledge in Credit - Working capital assessment and Term loans.

Handling all types of working capital, Commodity Finance and Project / term loans.

Credit appraisal and underwriting including financial analysis to understand

solvency, liquidity position, repayment capacity of the entity, credit checks, etc.

Assessing the credit risk basis geography, commodity, and security offered

references and financials as well as facility structure.

Proactively developing enterprise-wide risk management strategies and practices

for various agri products

Understanding on various operational, legal, market and segmental risk pertaining

to agribusiness

Delinquency management along with business.

Works in a fast-paced office environment. Expected to travel to customer locations

on short notice to conduct meeting.