Talent.com
Associate, Channel Relationship Manager, Small Medium Enterprises

Associate, Channel Relationship Manager, Small Medium Enterprises

ConfidentialNoida, India
10 days ago
Job description

Business Function

Corporate and Investment Banking provides corporate customers with a full range of Commercial banking products and services including cash management services, current accounts time deposits, trade finance, working capital finance, term loans and foreign exchange, Through our continued commitment, DBS has cultivated long standing relationships with its customers in the region that are based on account relationship management, service differentiation product development and rigorous credit standards.

Job Purpose

  • To acquire and build a well-diversified portfolio within the IBG 4 segment. The portfolio should provide revenue from diversified sources such as assets, trade, cash, treasury, fees etc. and the portfolio should lead to a healthy income with an acceptable risk to the bank
  • The Relationship Manager is expected to deliver these results in accordance with the lending guidelines prescribed by the bank

Key Accountabilities

  • Source New to Bank Asset relationships within IBG 4 Segment up to T / O of 100 Crore, aligned to Bank Lending Policy
  • Ensure a good Net Interest Income as well as fee across the portfolio and ensure regular revenue streams through Cross Sell of Trade, Liabilities, Cash, Treasury, Fee, etc
  • Play an instrumental role in increasing the Profitability of the Branch
  • Ensure proper monitoring of Portfolio and maintaining the delinquencies at NIL
  • Implement & execute IBG4 business strategy to increase market share & to achieve targets consistent with IBG4 –Topline and Bottom-line targets with focus on a diversified portfolio and reduce concentration risk in the portfolio
  • Build DBS Brand Value and enhance network in the location by various marketing activities, collaborations and events
  • To comply with the Bank's process & policies and ensure positive ratings during all Country / Group audits
  • Job Duties & Responsibilities

  • Source New to Bank Asset relationships within IBG 4 Segment up to T / O of 25 Crore, aligned to Bank Lending Policy and also ensure sanction and disbursement of the same, in liaison with Customer, Risk and Operations team
  • Cross Sell of Liability, Trade, Cash and Treasury Product actively
  • To achieve the individual Budgeted revenues through all product parameters
  • Conduct Proper Due diligence while on-boarding New Asset Relationships
  • On board clients with a clear account plan highlighting the revenue potential, risks and mitigants
  • Increase the wallet share with the customer by constantly exploring opportunities to cross sell other products offered by the bank
  • Constant Monitoring of the Portfolio and ensure Timely Renewals. Provide regular feedback to the credit and portfolio team about various developments in the client's business. Work closely with the monitoring team for early warning signals and take appropriate actions as identified
  • Thorough monitoring of accounts sourced and keep track on customer's business and report any early warning signals
  • Ensure Timely Renewals of Accounts
  • Ensure that the covenants and conditions prescribed by the credit team are consistently met
  • Adherence to strict KYC / AML requirements
  • MIS to be provided to the central team for further reporting, within the stipulated guidelines
  • Timely Completion of Learning Programs as assigned by DBS for time to time
  • To comply with the Bank's process & policies
  • To be in touch with local business stakeholders including existing, prospective clients, market leaders, CA's, Influencer's and Industry association to be updated on the current market practice and local intelligence
  • To be responsible for submitting any material information around business Opportunities and Industry / Customer Risk, same shall be reported to the senior functional management at regular interval
  • Requirements

  • Overall 3- 5 years of experience in sales
  • 2 years of sales experience in SME / Business Banking Lending
  • Proven sales track record in asset business in the SME / Business Banking segment
  • Knowledge of competitors and marketplace
  • Market knowledge and experience in the SME segment, with reference to customer preferences and requirement is preferred
  • Education / Preferred Qualifications

  • Bachelors in finance / economics / commerce or MBA or CA
  • Core Competencies

  • Excellent Communication & Listening Skills, Good Sales & Negotiation Skills
  • Technical Competencies

  • Working Capital Finance Knowledge
  • Work Relationship

  • Manager / Direct Report
  • DBS India - Culture & Behaviours

    DBS Is Committed To Building a Culture Where All Employees Are Valued, Respected And Their Opinions Count. We Take Pride In Providing a Workplace That Fosters Continuous Professional Development, Flexible Working, And Opportunities To Grow Within An Inclusive And Diverse Environment. Expected Value Driven Behaviours Are

  • Demonstrate Business Performance through PRIDE 2.0 Value Based Propositions
  • Ensure Customer Focus by Delighting Customers & Reduce Complaints
  • Build Pride and Passion to Protect, Maintain and Enhance DBS' Reputation
  • Enhance Self Knowledge, Skills and develop Competencies aimed at continuous improvement
  • Maintain the Highest Standards of Honesty and Integrity
  • Apply Now

    We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.

  • en
  • en
  • Primary Location

    India-Uttar Pradesh-Noida-DBIL

    Job

    Relationship Management

    Schedule

    Regular

    Job Type

    Full-time

    Job Posting

    Oct 6, 2025, 9 : 30 : 00 PM

    Skills Required

    Sales

    Create a job alert for this search

    Relationship Manager • Noida, India

    Related jobs
    • Promoted
    Associate,Treasures Relationship Manager, Consumer Banking Group

    Associate,Treasures Relationship Manager, Consumer Banking Group

    ConfidentialGurgaon / Gurugram, India
    As the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions across 600 branches across the country.As a market leader in...Show moreLast updated: 10 days ago
    • Promoted
    Associate Director - Advanced Analytics

    Associate Director - Advanced Analytics

    KMK Consulting Inc.Meerut, IN
    KMK is a global data analytics and technology consulting company empowering leaders across the Life Sciences industries to make better data-driven decisions. Our data analytics and software platform...Show moreLast updated: 30+ days ago
    • Promoted
    Senior Associate,Treasures Relationship Manager, Consumer Banking Group

    Senior Associate,Treasures Relationship Manager, Consumer Banking Group

    ConfidentialGurgaon / Gurugram, India
    As the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions across 600 branches across the country.As a market leader in...Show moreLast updated: 10 days ago
    • Promoted
    Associate, Treasures Relationship Manager, Consumer Banking Group

    Associate, Treasures Relationship Manager, Consumer Banking Group

    ConfidentialDelhi, India
    As the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions across 600 branches across the country.As a market leader in...Show moreLast updated: 10 days ago
    • Promoted
    Associate, Treasure Relationship Manager, Consumer Banking Group

    Associate, Treasure Relationship Manager, Consumer Banking Group

    ConfidentialDelhi, India
    As the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions across 600 branches across the country.As a market leader in...Show moreLast updated: 10 days ago
    • Promoted
    Associate Director - Relationship Manager - SME ME

    Associate Director - Relationship Manager - SME ME

    Standard Chartered BankDelhi, Delhi, India
    This job is with Standard Chartered Bank, an inclusive employer and a member of myGwork – the largest global platform for the LGBTQ+ business community. Please do not contact the recruiter directly....Show moreLast updated: 15 days ago
    • Promoted
    Channel Relationship Manager - Liabilities

    Channel Relationship Manager - Liabilities

    ConfidentialDelhi, India
    Corporate and Investment Banking provides corporate customers with a full range of commercial banking products and services, including cash management services, current accounts, time deposits, tra...Show moreLast updated: 10 days ago
    • Promoted
    Senior Investment Advisor - HNWI & Private Capital Relations

    Senior Investment Advisor - HNWI & Private Capital Relations

    Friendly Franchisees Corporation / Silver Star Real Estate LLCMeerut, IN
    Senior Investment Liaison – HNWI & Private Capital Relations.We are seeking a well-connected and relationship-driven.Senior Investment Liaison – HNWI & Private Capital Relations.We are seeking a we...Show moreLast updated: 30+ days ago
    • Promoted
    APAC AWS Alliance Lead

    APAC AWS Alliance Lead

    SoftwareOneMeerut, IN
    SoftwareOne focuses on developing and strengthening strategic alliances with AWS and other relevant ISV partners.This position requires establishing and maintaining strong relationships with key st...Show moreLast updated: 3 days ago
    • Promoted
    Associate - OEM Relations

    Associate - OEM Relations

    Pine LabsNew Delhi, Delhi, India
    This is an Individual Contributor role reporting into the Senior Manager / Associate Director.In your role, you'll be instrumental in advancing our mission by. OEM relationships and tailoring soluti...Show moreLast updated: 5 days ago
    • Promoted
    Client Relationship Manager

    Client Relationship Manager

    UNISON INTERNATIONAL CONSULTING (The Recruitment Company)Delhi, India, India
    Client Relationship Manager – B2B Key Accounts.Banking | Retail | Fintech | Gifting | E-Gifting.Interested candidates can WhatsApp their CV at. We are seeking a highly skilled and experienced.Client...Show moreLast updated: 17 days ago
    • Promoted
    Investor Relations Associate

    Investor Relations Associate

    TalentojMeerut, IN
    Your job is to make our investors feel comfortable.You are responsible for giving them clarity.Proficient in any South Indian language. The desire to help customers with their problems.You have basi...Show moreLast updated: 7 days ago
    • Promoted
    Associate, Relationship Manager, Credit Program Small, Small Medium Enterprises

    Associate, Relationship Manager, Credit Program Small, Small Medium Enterprises

    ConfidentialDelhi, India
    Corporate and Investment Banking provides corporate customers with a full range of Commercial banking products and services including cash management services, current accounts time deposits, trade...Show moreLast updated: 10 days ago
    • Promoted
    • New!
    Senior Relationship Manager (Large & Mid market) - Delhi / Gurgaon

    Senior Relationship Manager (Large & Mid market) - Delhi / Gurgaon

    Piramal FinanceGurgaon, India
    Opportunity Open at multiple locations-.Chennai, Bangalore, Mumbai, Delhi.Years of experience in wholesale, managing mid sized corporates. Experience in deal origination.Primary focus is on sourcing...Show moreLast updated: 1 hour ago
    • Promoted
    Associate Transaction Services

    Associate Transaction Services

    CohnReznickMeerut, IN
    The Transaction Advisory Services team, part of Cohn Reznick Professional Services’ Advisory (“CRPS Advisory”), manage and supports buy-side and sell-side transaction advisory engagements, providin...Show moreLast updated: 1 day ago
    • Promoted
    Business Development (US Region)

    Business Development (US Region)

    GreenternMeerut, IN
    Greentern is a Singapore-based technology consulting firm specializing in bridging technology gaps for enterprises across the globe. We advise and support enterprises with the right technology solut...Show moreLast updated: 1 day ago
    • Promoted
    Affiliate Manager

    Affiliate Manager

    BidshadeMeerut, IN
    Bidshade is a leading mobile advertising agency specializing in performance marketing and data optimization.Founded in 2019 by digital marketing professionals, Bidshade has quickly become a trusted...Show moreLast updated: 30+ days ago
    • Promoted
    • New!
    Associate Director Strategic Sourcing

    Associate Director Strategic Sourcing

    AdalvoMeerut, IN
    At Adalvo, we're not just a company - we're a team of passionate people driven by our mission to consistently deliver high-quality products and services to our partners. We are looking for an enthus...Show moreLast updated: 20 hours ago