Relationship Manager-Loan Against Property (LAP)-Sales

Job Description

Job Title : Relationship Manager - LAP

Designation : Manager

Department : Sales - Loan Against Property

Reporting to : Area Sales Manager

Location : [Specify Location]

About Kotak Mahindra Prime Ltd.

Kotak Mahindra Prime Ltd., a subsidiary of Kotak Mahindra Bank, is one of India's leading non-banking financial companies (NBFCs), focused on vehicle and asset-backed financing solutions. Operating in a highly competitive NBFC ecosystem, we are committed to delivering fast, flexible, and customer-centric lending solutions.

Role Objective

To drive growth in the Loan Against Property (LAP) business by sourcing high-quality cases through DSA (Direct Selling Agent) channels, ensuring portfolio health, and building strong market relationships.

Key Responsibilities

Business Sourcing :

• Acquire LAP customers through DSA channels while adhering to internal policies and external regulatory guidelines.
• Identify and onboard high-potential DSAs and maintain strong working relationships.

Sales & Target Achievement :

Credit & Risk Coordination :

Market Intelligence & Relationship Management :

Compliance & Documentation :

Candidate Profile

Education : Graduate (minimum qualification)

Experience : Minimum 3 years of relevant experience in LAP / Home Loan / SME Lending in the Banking or NBFC sector as a full-time permanent employee.

Skills :

What We Look For

Skills Required

Understanding of secured lending and property-related documentation