Credit Manager-AGRI-FIN-TRACTOR LOANS AND RETAIL(TFE)-Credit

Credit Manager

Job Role : As part of Credit Team for Working Capital Finance

• . Managing team of Credit Managers
• . Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based )
• . Under writing cases with desired level of quality and enabling achievement of branch business target by proper training.
• . Visiting customers for personal discussions and deal structuring
• . Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained
• . To evaluate proposals of customers for Home Loans, Loan against Property
• . Decision making within defined TAT
• . Understanding of property related aspects (like legal title and market value of the property) is an added advantage
• . Coordinating with sales, operations, legal, technical and customer service