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Credit Risk Analyst - Chennai

Credit Risk Analyst - Chennai

ConfidentialChennai
30+ days ago
Job description

Job description

We are seeking a motivated Credit Risk Analyst to join our team. The successful candidate will have :

  • A thorough understanding of credit risk assessment and underwriting principles.
  • Proficiency in accounting and financial analysis.
  • Detailed knowledge of banking products and industry-wide regulations.
  • Strong verbal and written communication skills.
  • A collaborative nature and commitment to teamwork.
  • Excellent multi-tasking and time management capabilities.
  • Effective problem-solving and analytical abilities.
  • Proven report writing skills with a focus on accuracy and detail.

The primary responsibility of the Credit Risk Analyst will be to :

  • Analyze and evaluate credit applications and financial data to determine creditworthiness and risk exposure.
  • Prepare credit risk reports and make recommendations to management based on findings, ensuring accuracy and completeness.
  • Work closely with other team members, including loan officers and underwriters, to ensure consistent and effective risk assessment and underwriting processes.
  • Stay informed of industry trends and regulations to ensure compliance and adaptability to changing conditions.
  • Communicate findings and recommendations to internal and external stakeholders in a clear and concise manner.
  • The ideal candidate will possess a Bachelor's degree in Business, Finance, or a related field, as well as relevant professional experience in credit analysis and risk assessment. A strong work ethic and attention to detail are essential to success in this role.

    Skills Required

    Document Verification, Credit Risk, Credit Rating

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    Credit Risk Analyst • Chennai

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