Credit Manager

Embark on a transformative journey as a Credit Manager at Barclays, where you'll spearhead the evolution of our digital landscape, driving innovation and excellence. You'll harness cutting-edge technology to revolutionize our digital offerings, ensuring unapparelled customer experiences.

The Wholesale Credit Risk (WCR) Noida is tasked with carrying out credit analysis, sanctioning credit limits and ultimately approving / recommending credit risk for corporate counterparties of Barclays. This person will be a part or member of the 'Risk - Centre of excellence', International Corporate Banking (ICB) - Credit risk team, with effective credit risk management (evaluation of risk / exposure management) of credits within UK / US / Europe Sector. They will support senior credit officers on ICB credit transactions from a Risk perspective, including assessing and making recommendations to sanction transactions in accordance with Bank policy. Help to ensure continued growth of the business without incurring unmanageable risks. They must stay current with financial analysis and risk profile of the assigned sectors, borrowers and counterparties and alert senior management of negative developments and trends for clients and segments within the assigned sectors. Also, support senior credit officers in evaluating new transactions and monitoring of existing portfolio of credits

To be successful in this role, you should possess the following skillsets :

• Strong understanding of corporate finance and banking products, including knowledge of Loan, High Yield and derivatives documentation and credit terms.
• Possess good analytical skills with attention to detail, ability to provide big picture decision making.
• Possess good interpersonal, verbal and written communication skills, and have the ability to clearly articulate complex concepts and ideas.
• Masters / Professional qualification such as MBA / CA / CFA or equivalent.

Some Other Highly Valued Skills Include

You may be assessed on the key critical skills relevant for success in role, such as risk and controls, change and transformation, business acumen strategic thinking and digital and technology, as well as job-specific technical skills.

This role is based in our Noida office.

Purpose of the role

To assess and approve / decline credit applications based on established credit policies, risk appetite, and regulatory requirement and analysing financial information, evaluating creditworthiness, and recommending credit terms and conditions to ensure responsible lending practices.

Accountabilities

Analyst Expectations

All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship – our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset – to Empower, Challenge and Drive – the operating manual for how we behave.

Skills Required

Analytical Skills, Financial Analysis, Corporate Finance, Banking Products, Credit Risk Management