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Senior Associate, Team Lead, Credit Approval, Risk Management Group

Senior Associate, Team Lead, Credit Approval, Risk Management Group

ConfidentialMumbai, India
12 hours ago
Job description
  • Adopt a dynamic risk management approach to pro-actively monitor the collateral valuation trends for various types of properties in different locations where DBS has taken / proposes to take properties as security
  • Keep track of concentrations in type of collateral security or geography and highlight in case of any adverse changes in property rates in that area for corrective action
  • Scrutinise valuation reports on a sample basis and check for appropriateness of valuation being provided by empanelled valuers
  • Manage day to day valuation related issues and provide technical support for decision on exceptions / deviations pointed out by empanelled valuer by factoring in nuances and working with key stakeholders to ensure robust risk management of the collateral valuation related issues
  • Review profile of valuers and provide necessary recommendations for empanelment
  • Provide credit support to CRM with requisite clarifications with respect to deviations / observations on Collateral valuation report, whenever required
  • Comply with regulatory, audit and statutory requirements and assist in inspections and audit (external and internal) inputs in all credit areas pertaining to collateral title and valuation
  • Approve valuation deviations / exceptions in line with collateral policy, when approval authority is delegated
  • The candidate should have relevant experience in banks / financial institutions, preferably in SME / mortgage credit, with exposure in collateral valuation policy and processes. Additionally, the candidate should have good inter-personal and communication skills (written / oral)
  • Primary Location

    India-Maharashtra-Mumbai

    Job

    Risk Management

    Schedule

    Regular

    Job Type

    Full-time

    Job Posting

    Nov 7, 2025, 10 : 30 : 00 AM

    Skills Required

    Risk Management

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    Team Lead • Mumbai, India

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