Risk Management Group works closely with our business partners to manage the bank's risk exposure by balancing its objective to maximise returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a successful business, we invest significantly in our people and infrastructure.
Job Purpose
- To ensure timely and accurate submission of Regulatory Reporting
- Maintain a consistent consumer credit culture in the Bank to ensure compliance with regulatory and internal standards
Key Accountabilities
Month-end provisioning closure as per Local and Group guidelinesEnsure accurate and timely submission of all Regulatory Reporting detailed below but not limited to :Reporting of non-performing loans (NPLs), NPL provisioning on monthly and / or quarterly basisReporting of performance of our borrower loans to the 4 BureausReporting of performance of our borrower loans to NeSLEnsure controls and processes are streamlined for all Regulatory reporting activitiesCredit risk reporting to all the Internal & External stakeholders i.e Finance, Compliance, Region etcEngage proactively with key stakeholders from Business, Reporting teams, Credit Policy, Technology, Operations etcSupport UAT of all system led changesJob Duties & Responsibilities
Finalization of NPLs, its provisioning and related reporting / submissionsPreparation of bureau reporting files for submission to all 4 bureausConduct controls, hygiene checks to ensure accurate reportingConduct monthly Quality Control checks to ensure accurate and timely reportingPublish regular dashboards of regulatory reporting itemsPerform regular and ad-hoc risk reporting to consumer credit management / line of business stakeholders and MIS preparation for regulatory reporting.Run and produce MIS for reporting on risk exposures and metrics to enable informed and strategic decision-makingIdentify opportunities / gaps to improve data quality and existing reporting processesProvide UAT support for any data migration or MIS platform enhancement to ensure successful implementationExperience
At least 8-12 years of experience in financial sector towards Retail Credit risk MIS & Reporting.
Education / Preferred Qualifications
Degree holder, preferably in risk management / quantitative disciplineKnowledge of strong command in Microsoft Office (Word, Excel, Powerpoint & Access)Good understanding and knowledge of credit cycle management (acquisition, collection & portfolio management) in a consumer credit environment preferredWork Relationship
Team-player with good inter-personal, communication & writing skillsMeticulous with strong analytical and problem-solving skillsSeek to understand stakeholder's point of view and find win-win solution. Motivated and self-driven.Primary Location
India-Maharashtra-Mumbai
Job
Analytics
Schedule
Regular
Job Type
Full-time
Job Posting
Sep 30, 2025, 10 : 24 : 07 PM
Skills Required
Mis Preparation, Uat Support, Regulatory Reporting