Credit Manager

SECTION III : KEY RESPONSIBILITIES / ACCOUNTABILITIES

Strategic / Managerial Responsibilities

• NA

Core Responsibilities

People Management Or Self-Management Responsibilities

Risk And Internal Control Responsibilities

SECTION IV : KEY INTERACTIONS

Key Internal Interactions

Purpose of Interaction

Business Team

For documentation requirement, understanding of customer profile and other discussions which helps in arriving at the decisioning of the deal

Policy Team

For understanding the policy, seeking clarifications, advising modifications, wherever required

Process Team

For correction of process gaps noticed during appraisal of the loans

Technology Team and HCM

For system related changes, correction of bugs, system errors etc. Manpower Planning.

Key External Interactions

Purpose of Interaction

Customer

To understand the profile of the customer, his income, obligations etc

SECTION V : KNOWLEDGE & EXPERIENCE

KNOWLEDGE

Minimum Qualifications

Professional Certifications

Language Skills

Experience

Years of Experience

Minimum of 3-5 years of work experience in relevant product of retail banking

Nature Of Experience

Credit Appraisal of Retail Loans

Skills Required

Credit Appraisal, System Integration, Risk Management